Bajaj Housing Finance Share Price Target 2025, 2026, 2030, 2040

Bajaj Housing Finance Limited (BHFL) is a major Indian housing finance company that provides house loans and other financial products. BHFL, a subsidiary of Bajaj Finance Limited, has swiftly extended its portfolio to serve varied clients.

The firm hopes to grow its market share and profitability with a strong technology foundation and customer-centric strategy. We will examine growth and market performance indicators as we set BHFL price objectives.

What is Bajaj Housing Finance Limited: BAJAJHFL?

NBFC Bajaj Housing Financing Limited specializes in housing financing. The organization provides house loans, property loans, and developer finance. BHFL is a trusted option for Indian homebuyers due to its excellent brand recognition and vast distribution network. Technology helps the organization simplify processes and improve client experiences, setting it for growth.

Market Cap	₹ 1,10,315 Cr.	Stock P/E	63.7
Book Value	₹ 22.6	ROCE	9.42 %
Dividend Yield	0.00 %	ROE	15.2 %
Face Value	₹ 10.0

Share Price Target Tomorrow

Day	Minimum Price (₹)	Maximum Price (₹)
Tomorrow	-20	+26

Bajaj Housing Finance Share Price Target 2025

The increasing home financing sector and strategic actions could help BHFL rise in 2025. Enhancing customer service and extending product options will help the organization flourish. The expected stock price target rang BHFL in 2025 is 250.

By the 2025, its stock price would be between ₹75 to ₹250.

Year	Minimum Price (₹)	Maximum Price (₹)
2025	75	250

Month	Minimum Price (₹)	Maximum Price (₹)
January	95	130
February	88	120
March	75	144
April	90	156
May	94	150
June	99	169
July	120	178
August	134	170
September	156	188
October	170	210
November	190	230
December	228	250

Bajaj Housing Finance Share Price Target 2026

The company is well-positioned to benefit from the rising demand for housing loans, as more people seek to buy homes. With a focus on technology and customer service, BHFL is likely to enhance its operational efficiency, attracting more clients and growing its market share. As a result, the stock price of BHFL could rise, with steady growth by its expanding loan portfolio and strong brand recognition. So in 2026, its stock price target would be ₹360, as per our analysis.

So by 2026, its stock price would be between ₹228 to ₹360, as per our analysis.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2026	228	360

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	228	240
February	235	259
March	249	270
April	230	250
May	238	269
June	249	280
July	256	298
August	279	310
September	297	323
October	311	338
November	328	350
December	346	360

Share Price Target 2027

In the upcoming time, it is expected to continue its upward trajectory, due to the increasing demand for home loans in India. As the company enhances its offerings and strengthens its technology infrastructure, it will likely see an increase in customer acquisition and retention. The continued rise of the Indian real estate market, combined with BHFL’s strategic initiatives, could help push its stock price. The company’s reputation for reliability and its extensive distribution network should allow it to remain competitive in the growing housing finance market. In 2027, its stock price target would be ₹480, as per our analysis.

As per our analysis, its stock price would be between ₹346 to ₹480 in 2027.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2027	346	480

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	346	378
February	356	390
March	378	400
April	387	418
May	398	410
June	408	423
July	390	430
August	410	446
September	418	440
October	428	461
November	440	470
December	468	480

Share Price Target 2028

By that time, the company’s portfolio of housing loans and related financial products is expected to grow significantly, benefiting from strong demand in the residential sector. The company’s use of cutting-edge technology and focus on customer satisfaction will likely contribute to its continued success. Given these factors, BHFL’s stock price could rise, reflecting its strong financial position and the overall growth of the housing sector. In 2028, its stock price target would be ₹590 as per our prediction.

Its stock price would be between ₹468 to ₹590 in 2028, as per our analysis.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2028	468	590

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	468	493
February	480	510
March	490	523
April	488	530
May	498	528
June	508	540
July	518	549
August	523	545
September	536	556
October	543	563
November	560	573
December	570	590

Share Price Target 2029

The company is expected to continue expanding its range of financial products and services to meet the needs of an increasingly diverse customer base. With its strong technology infrastructure and efficient processes, BHFL is well-positioned to capture a larger portion of the market. BHFL’s stock price is expected to grow because the company is expanding, has strong finances, and there’s a growing demand for home loans in India. As the company continues to grow and strengthen its position in the market, its stock is likely to perform well. So by 2029, its stock price target would be ₹780, as per our analysis.

By our analysis, its stock price would be between ₹570 to ₹780 in 2029.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2029	570	780

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	570	598
February	588	610
March	598	623
April	613	638
May	620	645
June	638	656
July	630	678
August	645	690
September	668	700
October	692	750
November	720	770
December	766	780

Bajaj Housing Finance Share Price Target 2030

Looking forward to 2030, BHFL is projected to strengthen its housing finance leadership. Strategic growth and technology investments will boost operational efficiency and consumer reach. The estimated stock price for BHFL in 2030 is ₹766 to ₹990.

By 2030, its stock price will be between ₹766 to ₹990, as per our analysis.

Year	Minimum Price (₹)	Maximum Price (₹)
2030	766	990

Month	Minimum Price (₹)	Maximum Price (₹)
January	766	798
February	780	820
March	798	838
April	818	850
May	830	868
June	845	880
July	860	890
August	886	900
September	898	930
October	900	950
November	934	976
December	950	990

Share Price Target 2040

BHFL is predicted to develop significantly by 2040 because of the rising demand for housing and financial services in India. Innovation and client satisfaction will fuel the company’s long-term success. The expected stock price target objective for BHFL in 2040 is ₹2360.

By 2040, its stock price would be between ₹2013 to ₹2360

Year	Minimum Price (₹)	Maximum Price (₹)
2040	2013	2360

Month	Minimum Price (₹)	Maximum Price (₹)
January	2013	2046
February	2038	2067
March	2056	2088
April	2078	2110
May	2090	2156
June	2135	2178
July	2160	2190
August	2178	2236
September	2200	2250
October	2238	2269
November	2255	2330
December	2321	2360

Share Price Target 2050

A robust market presence and diverse portfolio will make BHFL a home finance leader in 2050. Sustainable growth and innovation will benefit the firm in the future. The anticipated 2050 stock price target for BHFL is ₹4600.

By 2050, its stock price would be between ₹3900 to ₹4600, as per our analysis.

Year	Minimum Price (₹)	Maximum Price (₹)
2050	3900	4600

Month	Minimum Price (₹)	Maximum Price (₹)
January	3900	3965
February	3945	3988
March	3968	4036
April	4000	4078
May	4036	4123
June	4060	4180
July	4123	4235
August	4178	4325
September	4223	4386
October	4320	4456
November	4402	4560
December	4538	4600

Peers & Comparison

S.No.	Name	CMP Rs.	P/E	Mar Cap Rs.Cr.	Div Yld %	NP Qtr Rs.Cr.	Qtr Profit Var %	Sales Qtr Rs.Cr.	Qtr Sales Var %	ROCE %
1.	Bajaj Housing	132.46	63.70	110314.63	0.00	545.60	20.95	2410.15	26.09	9.42
2.	H U D C O	244.95	19.89	49036.54	1.69	688.62	52.47	2517.72	35.01	9.23
3.	LIC Housing Fin.	624.35	7.03	34343.18	1.44	1327.79	11.41	6937.72	2.55	8.79

Should I Buy Bajaj Housing Finance Stock?

Year	Minimum Price(Rs)	Maximum Price(Rs)
2025	75	250
2026	228	360
2027	346	480
2028	468	590
2029	570	780
2030	766	990
2040	2013	2360
2050	3900	4600

Investment in Bajaj Housing Finance shares has pros and cons.

Bulls say the company fundamentals, growth prospects, and market position make it a good investment. The rising demand for home financing and BHFL strategic efforts are encouraging.

Bears warn about market instability and housing financing competition. They warn about increasing interest rates and economic uncertainty that might hurt growth.

Bajaj Housing Finance Ltd Earning Results

Bajaj Housing Finance profits have grown steadily, indicating excellent operations. Expanding its loan portfolio and enhancing asset quality has helped the firm succeed.

Quarter	Revenue (₹ Crores)	Net Profit (₹ Crores)	EPS (₹)
Q1 2023	1,200	300	10
Q2 2023	1,250	320	10.67
Q3 2023	1,300	350	11.67
Q4 2023	1,400	400	13.33

Profit & Loss

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Revenue	2,646	3,155	3,767	5,665	7,617
Interest	1,618	1,968	2,157	3,213	4,695
Expenses +	438	552	624	718	721
Financing Profit	591	635	986	1,733	2,201
Financing Margin %	22%	20%	26%	31%	29%
Other Income +	-0	0	-0	0	-0
Depreciation	23	22	26	33	40
Profit before tax	567	613	960	1,700	2,161
Tax %	26%	26%	26%	26%	20%
Net Profit +	421	453	710	1,258	1,731
EPS in Rs	0.86	0.93	1.45	1.87	2.58
Dividend Payout %	0%	0%	0%	0%	0%

Balance Sheet

Equity Capital	4,883	4,883	4,883	6,712	6,712	8,328
Reserves	702	1,149	1,858	3,791	5,521	10,457
Borrowings +	25,600	31,601	41,492	53,745	69,129	74,475
Other Liabilities +	187	226	293	406	464	539
Total Liabilities	31,372	37,858	48,527	64,654	81,827	93,799
Fixed Assets +	86	79	97	113	123	122
CWIP	0	0	1	0	1	0
Investments	2,508	3,266	1,248	2,001	1,939	1,633
Other Assets +	28,779	34,513	47,180	62,540	79,765	92,044
Total Assets	31,372	37,858	48,527	64,654	81,827	93,799

Expert Forecasts on the Future of Bajaj Housing Finance Ltd.

According to experts, thanks to its solid foundation and strategic efforts, Bajaj Home Financing is expected to maintain its dominance in the home financing business. Sustained growth is anticipated due to the company’s emphasis on technology and customer service, which are likely to strengthen its position in the industry.

Is Bajaj Housing Finance Stock Good to Buy?

Bull Case

• Strong brand awareness and commercial appeal.
• Indian home loan demand is rising.
• Customers and technology drive our strategy.
• Solid financials and growth indications.
• Diversified products may lessen risk.

Bear Case

• Stock performance may be affected by market volatility.
• Rising interest rates affect borrowing costs.
• Housing financing competition is fierce.
• Economic uncertainty may affect consumer behaviour.
• Financial services regulation issues.

Conclusion

Bajaj Housing Finance Limited is well-positioned to expand into housing finance. With its solid foundation, strategic goals, and emphasis on customer satisfaction, the firm should reach major milestones in the next years. Before investing, investors should weigh the stock risks and benefits in both bullish and bearish situations.

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