Punjab and Sind Bank Share Price Target 2025, 2026, 2030, 2040, 2050

Punjab & Sind Bank (PSB) is a leading Indian public sector bank with a wide range of financial services. PSB share price predictions over the next years are vital for investors making future investment choices. This research will examine 2024 to 2050 price projections based on economic factors, market trends, and the bank’s financial health.

What is Punjab & Sind Bank NSE: PSB?

Punjab & Sind Bank, traded on the National Stock Exchange as NSE: PSB, is an Indian public sector bank founded in 1908. The bank provides retail, corporate, and treasury services. Customer service and community development are Punjab & Sind Bank hallmarks throughout India.

Company Overview

• Founded: 1908
• Headquarters: New Delhi, India
• Market Capitalization: Approximately ₹35,380 Crores
• Current Share Price: ₹52.20
• Industry: Banking and Financial Services

Punjab And Sind Bank Share Price Target Tomorrow

Current Price (₹)	Maximum Price (₹)	Minimum Price (₹)
52.10	-13	+15

Punjab And Sind Bank Share Price Target 2025

Punjab & Sind Bank (PSB) is a major Indian bank. Macroeconomic circumstances, regulatory changes, and financial services sector competition affect the bank’s success. Market circumstances may lead to a recovery and growth trajectory. In 2025, its stock price target would be ₹100 as per our analysis.

By our prediction, its stock price would be between ₹19 to ₹100 in 2025.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2025	19	100

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	31	60
February	25	54
March	21	50
April	19	48
May	25	56
June	30	61
July	38	68
August	43	73
September	55	79
October	60	85
November	68	96
December	93	100

Punjab And Sind Bank Share Price Target 2026

Punjab and Sind Bank (PSB) adapts to the Indian banking scene. The bank share price is expected to expand significantly in 2026 due to reasons including enhanced asset quality, digital transformation, and good macroeconomic circumstances. Share price changes will also depend on market sentiment and competitive positioning. In 2025, its stock price target would be ₹140 as per our analysis.

By our prediction, its stock price would be between ₹40 to ₹140 in 2026.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2026	40	140

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	93	105
February	95	110
March	88	100
April	71	90
May	65	83
June	56	73
July	40	60
August	55	80
September	71	93
October	80	110
November	103	135
December	132	140

Share Price Target 2027

This stock is expected to continue growing due to digital improvements and better management of bad loans. With stronger financial stability and more efficient operations, the bank is likely to gain more investor confidence. PSB’s consistent performance in the Indian banking sector and its focus on customer service will likely drive further growth. In 2027, its stock price target would be ₹178 as per our analysis.

By our prediction, its stock price would be between ₹63 to ₹178 in 2027.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2027	63	178

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	132	148
February	140	155
March	120	130
April	110	121
May	103	110
June	90	98
July	63	80
August	75	97
September	88	130
October	122	148
November	137	175
December	171	178

Share Price Target 2028

As the bank further enhances its digital offerings and capitalizes on economic growth, its share price is likely to see significant upward movement. The favorable economic conditions in India and government initiatives for public sector banks may play a key role in strengthening Its market position during this period. By 2028, its stock price target would be ₹250 as per our analysis.

By our prediction, its stock price would be between ₹86 to ₹250 in 2028.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2028	86	250

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	171	190
February	150	168
March	143	150
April	123	144
May	90	110
June	86	108
July	100	122
August	118	160
September	156	178
October	175	199
November	190	245
December	243	250

Share Price Target 2029

This bank could be one of the more stable public sector banks, as it has solid performance and a favorable banking environment. With steady earnings growth and fewer bad loans, its share price is expected to rise. The bank’s focus on improving operations and profitability should boost investor confidence and help increase the stock’s value. In 2029, its stock price would be ₹280 as per our analysis.

By our prediction, its stock price would be between ₹110 to ₹280 in 2029.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2029	110	280

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	243	258
February	220	240
March	180	210
April	168	180
May	150	170
June	140	155
July	110	140
August	138	163
September	160	180
October	173	230
November	220	260
December	245	280

Punjab And Sind Bank Share Price Target 2030

As it adapts to the evolving Indian financial environment, Punjab & Sind Bank (PSB) will flourish. There is a historical growth rate of 32.95% over the last five years, we may estimate the 2030 share price goal. By 2030 its stock price target would be ₹450 as per our analysis.

By our prediction, its stock price would be between ₹412 to ₹450, as per our analysis in 2030.

Year	Minimum Price (₹)	Maximum Price (₹)
2030	412	450

Month	Minimum Price (₹)	Maximum Price (₹)
January	412	420
February	415	425
March	418	428
April	420	430
May	425	435
June	428	440
July	430	445
August	435	450
September	440	455
October	445	460
November	450	465
December	455	470

Share Price Target 2040

As it adapts to India’s changing financial environment, Punjab & Sind Bank (PSB) should develop significantly. We can estimate a plausible 2040 price range from market trends and performance. To predict the price further, we will use a 5% to 10% average annual growth rate over ten years, reflecting the bank development potential and market circumstances. By 2040 its stock price target would be ₹660 as per our analysis.

By our prediction, its stock price would be between ₹520 to ₹660, as per our analysis.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2040	520	660

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	520	546
February	529	569
March	550	578
April	563	580
May	554	587
June	567	591
July	576	600
August	580	610
September	597	618
October	608	623
November	618	651
December	643	660

Share Price Target 2050

As strategic efforts and market circumstances improve, Punjab & Sind Bank (PSB) is expected to expand. The share price objective for 2050 will represent continued development and stability in the banking industry. Based on previous performance and predicted economic circumstances, we may estimate a plausible price range. By 2050 its stock price target would be ₹850 as per our analysis.

By our prediction, its stock price would be between ₹710 to ₹880, as per our analysis.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2050	710	850

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	710	736
February	728	746
March	740	758
April	746	763
May	750	773
June	753	780
July	756	788
August	763	798
September	780	810
October	790	822
November	810	840
December	831	850

Should I Buy Punjab And Sind Bank Stock?

Year	Minimum Price (Rs)	Maximum Price (Rs)
2025	19	100
2026	40	140
2027	63	178
2028	86	250
2029	110	280
2030	138	310
2040	520	660
2050	710	850

Given its recent financial performance and increasing indicators, Punjab & Sind Bank (PSB) may be a good investment. In Q2 FY25, the bank recorded a 26% rise in net profit. Gross non-performing assets (NPAs) dropped to 4.21% and net NPAs to 1.46%, improving asset quality and driving growth.

Financial soundness is shown by the bank’s 16.89% capital adequacy ratio. Over the last three years, PSB stock has outperformed the industry, returning 210.39% compared to the Nifty Bank’s 45.24%.

Investors may find PSB an excellent long-term growth alternative due to its current share price of ₹51.99 and good market sentiment, as it enhances profitability and operational efficiency. Always do your homework and analyze market circumstances before investing.

Punjab And Sind Bank Ltd Earning Results

Quarter	Total Income (₹ Cr)	Profit After Tax (PAT) (₹ Cr)	Basic EPS (₹)	Gross NPA (%)	Net NPA (%)
September 2024	3,097.86	239.59	0.35	4.21	1.46
June 2024	2,846.02	181.50	0.27	4.72	1.59
March 2024	2,894.22	139.35	0.21	5.43	1.63
December 2023	2,852.71	114.31	0.17	5.70	1.80
September 2023	2,674.15	189.09	0.28	6.23	1.88

Key Financial Metrics

Metric	Value
Market Capitalization	₹35,319 Crores
Earnings Per Share (EPS)	₹1.00
Price-to-Earnings (P/E) Ratio	50.77
Book Value	₹22.9
Dividend Yield	0.00%
Return on Assets (ROA)	0.4191%
Gross Non-Performing Assets (NPA)	5.43%
Net NPA	1.63%
Capital Adequacy Ratio	17.16%

Peers and Comparison

Bank Name	Market Price (₹)	Market Cap (₹ Cr)	P/E Ratio	Dividend Yield (%)
HDFC Bank	1,865.25	14,31,158.06	21.72	1.04
ICICI Bank	1,346.10	9,49,306.37	21.68	0.74
State Bank of India	860.95	7,69,034.51	10.92	1.59
Punjab National Bank	N/A	N/A	N/A	N/A

Expert Forecasts On The Future Of Punjab And Sind Bank

Experts expect Punjab & Sind Bank Ltd. to do well in the future. Analysts believe numerous things will boost the bank’s earnings and market position.

• First, Punjab & Sind Bank could benefit from asset quality improvements, particularly NPA reduction, which should boost profitability.
• Second, the bank may expedite its digital transformation to improve operational efficiency and client experience in today’s tech-driven banking market.
• Punjab & Sind Bank’s strategic direction and finances may benefit from government public sector bank policy.
• Demand for financial services will likely rise as the Indian economy grows, boosting the bank’s development ambitions.
• Experts warn that private sector banks and economic slowdowns may cause problems. Analysts predict a share price of about ₹220 by 2030, aligning with the bank’s robust development strategy and market circumstances.

Is Punjab And Sind Bank Stock Good To Buy? (Bull Case & Bear Case)

Bull Case:

• NPAs have consistently decreased at the bank, increasing asset quality.
• Net profit rose significantly in recent financial figures, suggesting solid operational success.
• Digital transformation is intended to improve the bank’s customer experience and operational efficiency.
• Positive macroeconomic conditions in India would boost banking demand, boosting PSB.
• The stock beat several rivals historically, signaling growth.

Bear Case:

• Some experts rate the stock a “Sell” for short-term dangers.
• Private banks may threaten PSB’s market share and profitability.
• Recent stock price changes boost investor confidence and volatility worries.
• Economic uncertainty may hurt PSB and the banking industry.
• The bank’s dependence on government policy might be risky if regulations change.

Conclusion

Given its improved financial indicators, emphasis on digital transformation, and good market outlook, Punjab & Sind Bank may be an excellent investment. Investors should consider competitiveness and economic uncertainty. You must study and analyze your investing objectives before making any selections.

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