Tata Capital ipo date, Share Price Target Tomorrow, 2025, 2026, 2030
Tata Capital is an Indian financial company owned by Tata Sons, the main company of the Tata Group. It is registered with the Reserve Bank of India as a non-banking financial company (NBFC) and serves many types of customers, including individuals, businesses, and big institutions. The company provides many services like personal loans, home loans, two-wheeler loans, loans against property, business loans, wealth management, green finance for eco-friendly projects, leasing, investment banking, private equity, and Tata Cards.
- 1 What is Tata Capital Ltd IPO?
- 2 Tata Capital IPO Details
- 3 Tata Capital Share Price Target Tomorrow (Listing day price)
- 4 Tata Capital Share Price Target 2025
- 5 Tata Capital share price Target 2026
- 6 Share price Target 2027
- 7 Share price Target 2028
- 8 Share price Target 2029
- 9 Tata Capital share price Target 2030
- 10 Share price Target 2040
- 11 Share Price Target 2050
- 12 Should I buy Tata Capital stock?
- 13 Tata Capital earnings results (Financials)
- 14 Is Tata Capital stock good to buy? (bull case & bear case)
- 15 Tata Capital IPO Promoter Holding
- 16 Objects of the Issue (Tata Capital IPO Objectives)
- 17 Tata Capital ipo gmp
- 18 Conclusion
- 19 FAQs
What is Tata Capital Ltd IPO?
Tata Capital was established in 2007 in Mumbai, Maharashtra, and is owned by Tata Sons Private Limited. It is a big non-banking financial company, and it is part of the Tata Group, one of India’s largest business groups. The company has over 900 branches in India and serves more than 5 million people. It provides many services like home, personal, and car loans, loans against property, business loans, working capital, investment advice, mutual funds, insurance, funding for big projects, and green energy projects.
Tata Capital IPO Details
| IPO Date | October 6, 2025 to October 8, 2025 |
| Listing Date | 13 Oct 2025 |
| Face Value | ₹10 per share |
| Price Band | ₹310 to ₹326 per share |
| Minimum Investment | ₹14260 |
| Lot Size | 46 Shares |
| Issue Type | Bookbuilding IPO |
| Listing At | BSE, NSE |
| Shareholding Post Issue | 4,03,48,69,037 shares |
| Share Holding Post Issue | 4,24,48,69,037 shares |
It is a financially strong company. Its sales and profits have been increasing over time, and it manages its costs well. The company’s net profit is rising, and it gives fair returns to its shareholders. It has a strong financial position with growing savings, more borrowings to support its business, and increasing total assets. The company works efficiently and focuses on steady, profitable growth, while keeping an eye on interest costs. Overall, it is doing well and continues to expand in India’s financial services sector.
| Day | Minimum Price (Rs) | Maximum Price (Rs) |
| Tomorrow | -21 | +87 |
It is the main financial company of the Tata Group, which is the most valuable brand in India. This well-known name helps the company get new customers and raise money more easily. It is connected with over 70 companies, which also gives chances to work together, share business opportunities, and offer financial products to more people. This strong brand helps it to gain customer trust and grow steadily in different markets. In 2025, its share price target would be ₹, as per stock market analysts.
According to stock market analysts, its share price would be between ₹ to ₹ in 2025.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2025 | 235 | 584 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| October | 265 | 423 |
| November | 235 | 510 |
| December | 379 | 584 |
It is one of the largest non-banking financial companies in India and offers many types of financial services. It has grown fast, giving more loans and gaining a bigger part of the market. This shows that the company can expand its business well while reaching new customers in different areas. It provides services to both individuals and businesses without affecting its financial strength. In 2026, its share price target would be ₹889, as per stock market analysts.
Its share price would be between ₹540 to ₹889 in 2026, as per stock market analysts.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2026 | 540 | 889 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 540 | 621 |
| February | 574 | 658 |
| March | 590 | 680 |
| April | 604 | 710 |
| May | 614 | 735 |
| June | 625 | 752 |
| July | 641 | 775 |
| August | 658 | 790 |
| September | 684 | 812 |
| October | 712 | 835 |
| November | 752 | 856 |
| December | 780 | 889 |
The company makes sure its loan plans suit all customers compared to other similar companies. Most of its loans are paid back on time, and very few go unpaid. It also keeps extra money aside to cover any loans that might not be repaid. This careful handling of risks keeps the company financially strong and gives confidence to both customers and investors. In 2027, its share price target would be ₹1225, as per stock market analysts.
According to stock market analysts, its share price would be between ₹851 to ₹1225 in 2027.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2027 | 851 | 1225 |
This company has very strong credit ratings, which show that the company is financially safe and trustworthy. Both top Indian and international agencies have given it high ratings. These ratings help the company borrow money at a lower interest rate, so it spends less on loans. In 2028, its share price target would be ₹1590, as per stock market analysts.
Its share price would be between ₹1195 to ₹1590 in 2028, as per stock market analysts.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2028 | 1195 | 1590 |
The company has a good record of earning profits and giving good returns to its shareholders. Its profits keep increasing, showing that it manages costs well and earns more from different parts of its business. The return on equity is strong, meaning shareholders get good value for their money. This shows the company can continue to run successfully and grow while benefiting its investors. In 2029, its share price target would be ₹1980, as per stock market analysts.
According to stock market analysts, its share price would be between ₹1568 to ₹1980 in 2029.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2029 | 1568 | 1980 |
The company is expanding fast with its branches and digital services. Its branches are opening in many places across India, and millions of people can use its mobile apps easily. Customers can choose to use services online or visit a branch, whichever is more convenient. By combining technology with branch offices, it can reach more people, give better service, and stay strong in a financial market that is becoming more digital and technology-focused. In 2030, its share price target would be ₹2374, as per stock market analysts.
Its share price would be between ₹1962 to ₹2374 in 2030, as per stock market analysts.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2030 | 1962 | 2374 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 1962 | 2038 |
| February | 1980 | 2075 |
| March | 2024 | 2125 |
| April | 2042 | 2152 |
| May | 2065 | 2178 |
| June | 2074 | 2100 |
| July | 2080 | 2125 |
| August | 2088 | 2145 |
| September | 2100 | 2174 |
| October | 2112 | 2225 |
| November | 2122 | 2285 |
| December | 2157 | 2374 |
The company provides more than 25 types of loans, which helps lower risk by not relying on just one product or type of customer. It works with individual customers, small and medium businesses, and large companies, so it can adjust when the market changes. If one area slows down, other parts of the business can still make money. It stays financially strong and can continue to grow steadily, even in a changing financial market, by offering many products to different customers. In 2040, its share price target would be ₹4662, as per stock market analysts.
According to stock market analysts, its share price would be between ₹4125 to ₹4662 in 2040.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2040 | 4125 | 4662 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 4125 | 4235 |
| February | 4142 | 4274 |
| March | 4174 | 4300 |
| April | 4210 | 4332 |
| May | 4252 | 4385 |
| June | 4284 | 4421 |
| July | 4300 | 4462 |
| August | 4321 | 4480 |
| September | 4352 | 4521 |
| October | 4374 | 4552 |
| November | 4390 | 4580 |
| December | 4425 | 4662 |
Its mobile apps, online tools, and digital platforms let customers apply for loans, track their investments, and manage accounts from anywhere, so they don’t always need to visit a branch. Also, it gives personal attention to understand the needs of individuals, small businesses, and large companies. Using both technology and personal service helps the company build strong and lasting relationships with customers. In 2050, its share price target would be ₹9723, as per stock market analysts.
Its share price would be between ₹9251 to ₹9723 in 2050, as per stock market analysts.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2050 | 9251 | 9723 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 9251 | 9384 |
| February | 9284 | 9400 |
| March | 9330 | 9442 |
| April | 9356 | 9475 |
| May | 9378 | 9501 |
| June | 9390 | 9535 |
| July | 9441 | 9574 |
| August | 9458 | 9590 |
| September | 9487 | 9625 |
| October | 9552 | 9665 |
| November | 9584 | 9687 |
| December | 9600 | 9723 |
Should I buy Tata Capital stock?
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2025 | 235 | 584 |
| 2026 | 540 | 889 |
| 2027 | 851 | 1225 |
| 2028 | 1195 | 1590 |
| 2029 | 1568 | 1980 |
| 2030 | 1962 | 2374 |
| 2040 | 4125 | 4662 |
| 2050 | 9251 | 9723 |
It is a well-managed company, it has many types of business, steady profit growth, good-quality loans, and strong credit ratings. It offers a wide range of products, is expanding its branches and digital services, and serves both individual and business customers. The company also focuses on new ideas, making services easy for customers, and growing sustainably. Overall, it has a solid foundation and good long-term growth, making it a potentially good choice for investors.
Tata Capital earnings results (Financials)
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
| Sales + | 9,835 | 10,162 | 13,631 | 18,178 | 28,324 |
| Expenses + | 2,826 | 2,908 | 3,018 | 3,951 | 8,032 |
| Operating Profit | 7,010 | 7,253 | 10,613 | 14,227 | 20,292 |
| OPM % | 71% | 71% | 78% | 78% | 72% |
| Other Income + | 152 | 260 | 150 | 21 | 46 |
| Interest | 5,213 | 4,889 | 6,601 | 9,568 | 15,030 |
| Depreciation | 334 | 276 | 226 | 288 | 390 |
| Profit before tax | 1,615 | 2,348 | 3,937 | 4,392 | 4,919 |
| Tax % | 23% | 23% | 25% | 24% | 26% |
| Net Profit + | 1,245 | 1,801 | 2,946 | 3,327 | 3,655 |
| EPS in Rs | — | — | — | — | — |
| Dividend Payout % | 0% | 3% | 2% | 2% | 4% |
Is Tata Capital stock good to buy? (bull case & bear case)
Bull Case:
- In FY25, it reported a profit after tax (PAT) of ₹3,655 crore, marking a 10% increase from the previous year.
- The company’s gross loan book expanded to ₹2.27 lakh crore in FY25, reflecting a compound annual growth rate (CAGR) of 37% over the past two years.
- It holds ‘AAA’ ratings from CRISIL and ICRA for various debt instruments, indicating strong creditworthiness.
- The company offers over 25 financial products, including retail, SME, and corporate loans, reducing sector-specific risks.
- It has over 21.9 million mobile app downloads, and it is enhancing customer access through digital platforms.
Bear Case:
- The gross non-performing assets (NPA) ratio increased to 2.33% in FY25 from 1.71% in FY24, indicating a rise in loan defaults.
- Higher borrowing costs could impact profitability, especially with an average cost of borrowing ratio of 7.8% in FY25.
- Intense competition in the NBFC sector may pressure margins and affect market share.
Tata Capital IPO Promoter Holding
Tata Sons Private Limited is the promoter of the company.
| Promoter Holding Pre Issue | 95.6% |
| Promoter Holding Post Issue | 85.5% |
Objects of the Issue (Tata Capital IPO Objectives)
- The company plans to use the money from the IPO to strengthen its core capital so it can meet future financial needs, including giving out more loans.
Tata Capital ipo gmp
| Date | IPO GMP | Listing Gain | Est. Listing Price |
| 30 Sep | ₹28 | 8.58% | ₹354 |
| 29 Sep | ₹31 | -% | ₹- |
| 27 Sep | ₹31 | -% | ₹- |
| 26 Sep | ₹50 | -% | ₹- |
| 25 Sep | ₹- | -% | ₹- |
Conclusion
It is a strong and well-known financial company in India. It offers many services like personal loans, home loans, business loans, investment advice, and green finance. Its wide branch network and digital platforms serve millions of customers. It has strong credit ratings, careful management of risks, and a focus on new ideas and making services easy for customers. Overall, it has a solid foundation and good potential for long-term growth in India’s financial sector.
