Karnataka Bank Share Price Target 2025, 2026, 2030, 2040, 2050

Karnataka Bank is a private bank and has been serving people for more than 90 years. Its main office is in Mangaluru, Karnataka, and it has many branches all over the country. The bank provides easy banking services like opening savings or current accounts, giving loans, accepting deposits, and offering online and mobile banking. It also works with ICICI Lombard to provide insurance services. It provides many easy banking services like opening savings or current accounts, giving loans, accepting deposits, and offering online and mobile banking.

What is Karnataka Bank Ltd NSE: KTKBANK?

Karnataka Bank was established in 1924 in Mangaluru, Karnataka. It is a private sector bank and is managed by its Board of Directors, with Srikrishnan Harihara Sarma currently serving as the Managing Director and CEO. The bank offers services like savings accounts, loans, fixed deposits, credit cards, and digital banking. It serves individuals, businesses, and farmers and is well-known for its strong digital facilities and reliable customer service with over 900 branches and 1,200 ATMs across India.

Karnataka Bank Share Price Target

Karnataka Bank Share Price Target 2025

The main office of this Bank is in Mangaluru, Karnataka, at Mahaveera Circle, Kankanady. From this office, the bank looks after all its work across India. It has branches in 22 states and 2 union territories, with more than 900 branches and over 1,000 ATMs and e-lobbies. This big network helps people in both cities and villages use banking services easily. The bank’s large presence shows that it wants to reach every corner of India and make banking simple, safe, and easy for everyone, especially for people living in small towns and rural areas. In 2025, its share price target would be ₹228, as per stock market analysts.

According to stock market analysts, its share price would be between ₹162 to ₹228 in 2025.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2025	162	228

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	179	216
February	167	189
March	162	186
April	167	205
May	184	208
June	190	212
July	179	198
August	169	181
September	170	182
October	165	192
November	162	214
December	166	228

Karnataka Bank Share Price Target 2026

It provides many helpful services to make money management easy for everyone. People can open savings or current accounts, keep fixed deposits, or get loans for homes, cars, studies, or personal needs. The bank also offers credit cards and simple digital payment options. The bank gives both regular and digital banking options so that people from cities, towns, and villages, whether young or old, can enjoy safe, simple, and comfortable banking without any trouble. In 2026, its share price target would be ₹300, as per stock market analysts.

According to stock market analysts, its share price would be between ₹212 to ₹300 in 2026.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2026	212	300

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	212	240
February	217	247
March	220	253
April	227	258
May	230	266
June	234	275
July	237	284
August	240	288
September	245	293
October	248	295
November	255	297
December	260	300

Share Price Target 2027

It provides banking services for small and medium businesses, big companies, and corporate clients. The bank offers business loans, export and import services, trade finance, treasury services, and working capital loans. These services help businesses manage their money easily, grow faster, and work smoothly. For small business owners and new entrepreneurs, the bank also gives special MSME loans and support programs. In 2027, its share price target would be ₹368, as per stock market analysts.

According to stock market analysts, its share price would be between ₹280 to ₹368 in 2027.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2027	280	368

Share Price Target 2028

It offers internet and mobile banking so people can send money, open accounts, or pay bills with just a few clicks on their phone or computer. The bank has a big ATM network called “MoneyPlant,” where customers can take out or deposit cash anytime. It also uses strong security systems to keep all customer information safe. People can save time and use banking from anywhere with its digital services. In 2028, its share price target would be ₹434, as per stock market analysts.

According to stock market analysts, its share price would be between ₹335 to ₹434 in 2028.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2028	335	434

Share Price Target 2029

It provides special help to farmers, people in villages, and small business owners. It gives loans for farming, buying machines, and starting or growing small businesses. It also works with government programs that support village development and financial inclusion. By helping these people, it promotes self-employment, small industries, and rural growth, showing that it truly cares about India’s progress in both villages and cities. In 2029, its share price target would be ₹500, as per stock market analysts.

According to stock market analysts, its share price would be between ₹418 to ₹500 in 2029.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2029	418	500

Karnataka Bank share price Target 2030

The bank is run by a team of experienced banking professionals who make sure the bank works smoothly and responsibly. The Managing Director and CEO, along with the Board of Directors, plan smart ways to help the bank grow safely. They focus on keeping customer trust, using new technology, and providing better services. The leaders believe in honesty and fair work, which helps protect the interests of both customers and investors. In 2030, its share price target would be ₹567, as per stock market analysts.

According to stock market analysts, its share price would be between ₹491 to ₹567 in 2030.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2030	491	567

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	491	524
February	497	530
March	500	533
April	502	537
May	507	542
June	512	548
July	517	551
August	519	556
September	521	558
October	523	562
November	525	568
December	531	567

Share Price Target 2040

It offers many ways to get help for its customers, like a toll-free helpline, email support, and 24/7 online chat. In its branches, friendly staff are always ready to guide and help customers. For online users, the bank has simple help guides and FAQs to solve common problems. The bank makes sure that customers get quick and easy help whenever they need it. In 2040, its share price target would be ₹947, as per stock market analysts.

According to stock market analysts, its share price would be between ₹870 to ₹947 in 2040.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2040	870	947

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	870	899
February	873	907
March	877	913
April	880	917
May	882	921
June	883	924
July	888	927
August	893	930
September	906	934
October	912	937
November	914	942
December	920	947

Share Price Target 2050

It is known for its steady and strong financial growth. It keeps increasing the money people deposit, giving more loans, and earning better profits. The bank invests in modern technology, employee training, and new products to stay ahead in the market. It also uses a strong system to manage risks and keep banking safe for everyone. Its strong financial base gives confidence to customers, investors, and employees that the bank’s future is safe and stable. In 2050, its share price target would be ₹1310, as per stock market analysts.

According to stock market analysts, its share price would be between ₹1228 to ₹1310 in 2050.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2050	1228	1310

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	1228	1257
February	1232	1263
March	1237	1267
April	1240	1275
May	1243	1281
June	1245	1284
July	1247	1288
August	1252	1293
September	1257	1297
October	1262	1302
November	1266	1307
December	1270	1310

Should I buy Karnataka Bank stock?

Year	Minimum Price (Rs)	Maximum Price (Rs)
2025	162	228
2026	212	300
2027	280	368
2028	335	434
2029	418	500
2030	491	567
2040	870	947
2050	1228	1310

It is a private bank that has been working for more than 90 years. It has grown well in deposits, loans, and profits over time. The bank’s financial condition is good, with few bad loans and a strong balance sheet, which means it manages money safely. It mainly gives loans to people, farmers, and small businesses, helping them grow. But its profit went down a little recently, showing some short-term issues. Overall, if you want to invest for a long time, it can be a good choice, but like all stocks, it also has some risks.

Karnataka Bank earnings results

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue +	6,475	6,232	6,222	7,220	8,299	9,014	8,997
Interest	4,444	4,049	3,731	4,035	5,000	5,703	5,834
Expenses +	2,706	2,902	2,677	2,650	2,983	2,854	3,033
Financing Profit	-676	-719	-186	535	316	456	130
Financing Margin %	-10%	-12%	-3%	7%	4%	5%	1%
Other Income +	1,262	1,404	954	993	1,319	1,270	1,349
Depreciation	64	74	74	86	72	85	0
Profit before tax	522	612	695	1,441	1,563	1,641	1,479
Tax %	17%	21%	27%	18%	16%	22%
Net Profit +	432	483	509	1,180	1,306	1,272	1,164
EPS in Rs	13.89	15.52	16.35	37.79	34.63	33.67	30.82
Dividend Payout %	0%	12%	24%	13%	16%	15%

Key Metrics

TTM PE Ratio	PB Ratio	Dividend Yield	Sector PE	Sector PB	Sector Div Yld
5.90	0.57	2.75%	17.75	2.41	0.99%

Peers & Comparison

Stock	PE Ratio	PB Ratio	Dividend Yield
Karnataka Bank Ltd	5.40	0.57	2.75%
HDFC Bank Ltd	21.87	2.88	1.09%
ICICI Bank Ltd	19.34	3.00	0.79%
Kotak Mahindra Bank Ltd	19.75	2.77	0.11%

Is Karnataka Bank stock good to buy? (bull case & bear case)

Bull Case:

• In Q1 FY26, the bank earned a total income of ₹2,154 crore, which is about 12% more than last year.
• Its net profit in Q1 FY26 was ₹292.4 crore, helped by better control over bad loans.
• Gross NPA came down to 3.39% in Q1 FY26 from 3.68% last year, and Net NPA fell to 1.38%, showing that the bank’s loan quality has improved.
• The capital adequacy ratio (CAR) is 17.42%, which is higher than what the RBI requires, showing that the bank is financially strong.
• It has more than 900 branches and around 1,200 ATMs all over India, giving it a wide customer base.
• More than 90% of the bank’s transactions are done digitally, showing that customers are using technology more.
• The bank mainly gives loans to retail customers, MSMEs, and farmers, which are fast-growing areas in India.

Bear Case:

• Its net interest margin (NIM) fell a little to around 3.50% because the cost of deposits increased.
• Operating costs went up by about 10% compared to last year, which can reduce profit in the short term.
• Profit growth in the next few years is expected to be moderate, around 9–10% per year.
• Return on equity (ROE) may stay below 10%, which is less than bigger private banks like HDFC or ICICI.

Conclusion

It is a trusted private bank in India with more than 90 years of service. The bank supports common people, small businesses, and farmers with different types of loans and services. Its finances are strong, and it keeps its loans safe with good management. But higher costs and slower profit growth might affect its short-term results. Overall, its stock can be a good option for long-term investors looking for safety and stable returns, but it still has some risks like any other bank stock.

FAQs