Pine Labs Share Price Target 2025, 2026, 2030, 2040, 2050
Pine Labs is an Indian fintech company that helps businesses accept digital payments across India, Southeast Asia, and the Middle East. It gives shops smart Android POS machines, an online payment gateway called Plural, and other easy tools to help them take payments quickly. The company also offers Buy Now Pay Later (BNPL) and instant EMI options by working with banks and lenders, so customers can pay in small monthly parts. The company earns money from transaction fees and subscription charges that merchants pay to use its devices and services.
- 1 What is Pine Labs Ltd NSE: PINELABS?
- 2 Pine Labs Share Price Target
- 3 Pine Labs Share Price Target 2025
- 4 Pine Labs Share Price Target 2026
- 5 Share Price Target 2027
- 6 Share Price Target 2028
- 7 Share Price Target 2029
- 8 Pine Labs share price Target 2030
- 9 Share Price Target 2040
- 10 Share Price Target 2050
- 11 Should I buy Pine Labs stock?
- 12 Pine Labs earnings results
- 13 Is Pine Labs stock good to buy? (bull case & bear case)
- 14 Conclusion
- 15 FAQs
What is Pine Labs Ltd NSE: PINELABS?
Pine Labs, established in 1998 in Noida by Lokvir Kapoor, is a well-known Indian fintech company that helps shops and businesses take digital payments easily. It provides POS machines, online payment tools, gift card services, and simple EMI or “buy now, pay later” options for customers. The company works with banks, brands, and many stores to make payments quick and smooth, whether in-store or online. Today, this company supports many merchants across India and other Asian countries and is known as one of the top companies in payments and gift card technology.
It provides tools that help shops take payments through cards, UPI, mobile wallets, and other digital ways. This company play an important role because more people prefer cashless payments. The company helps businesses shift from old payment methods to modern, fast, and safe digital payments. Over the years, it has grown from a small company into a trusted brand in the payment industry. Its services help shops work faster, avoid mistakes, and give customers a smooth payment experience. In 2025, its share price target would be ₹374, as per stock market analysts.
According to stock market analysts, its share price would be between ₹150 to ₹374 in 2025.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2025 | 150 | 374 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| November | 150 | 325 |
| December | 220 | 374 |
One of the main services of the company is its Point-of-Sale (POS) machines. These machines are kept at shop counters so customers can make payments easily. Its POS machines support debit cards, credit cards, UPI, QR codes, and mobile wallets, making them useful for all types of stores. These machines work on Android and are very easy to use, even for small shop owners who are not familiar with technology. They process payments quickly, reduce waiting time, and help shop owners record every sale correctly. Shops can also check daily sales and get simple reports through the POS system. In 2026, its share price target would be ₹775, as per stock market analysts.
According to stock market analysts, its share price would be between ₹320 to ₹775 in 2026.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2026 | 320 | 775 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 320 | 400 |
| February | 325 | 434 |
| March | 347 | 475 |
| April | 350 | 489 |
| May | 368 | 510 |
| June | 384 | 532 |
| July | 411 | 558 |
| August | 425 | 568 |
| September | 452 | 588 |
| October | 475 | 632 |
| November | 488 | 687 |
| December | 590 | 775 |
The company also offers flexible payment options like Buy Now Pay Later (BNPL) and instant EMI to make shopping easier for customers. These options allow people to buy items and pay the amount in small monthly parts instead of paying everything at once. It works with banks and NBFCs to provide these plans directly at the shop. This helps customers buy products like phones, electronics, and appliances without worrying about full payment. For shop owners, EMI increases sales because customers feel more comfortable buying. In 2027, its share price target would be ₹1339, as per stock market analysts.
According to stock market analysts, its share price would be between ₹700 to ₹1339 in 2027.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2027 | 700 | 1339 |
Countries like Malaysia, Singapore, Thailand, and the UAE use the company’s payment systems. This expansion helps the company to reach new markets and support global brands. This global growth helps the company learn new things, gain more customers, and form strong partnerships. Many international stores trust the company because its systems are safe, reliable, and flexible. As digital payments grow worldwide, it aims to become a global fintech leader. In 2028, its share price target would be ₹1872, as per stock market analysts.
According to stock market analysts, its share price would be between ₹1300 to ₹1872 in 2028.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2028 | 1300 | 1872 |
It first started mainly as a company providing POS machines. But over time, it added many more services like online payments, gift cards, EMIs, BNPL, analytics, and customer loyalty tools. It is a full fintech platform that supports almost every part of a shop’s business. Shop owners can get everything they need from one company instead of going to different service providers. The company keeps adding new services based on what merchants want. In 2029, its share price target would be ₹2411, as per stock market analysts.
According to stock market analysts, its share price would be between ₹1800 to ₹2411 in 2029.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2029 | 1800 | 2411 |
It focuses a lot on security. Its POS machines, online payment systems, and software follow strict rules to protect customer data. Features like tokenisation, fraud detection, and encrypted transactions help protect users from hacking and fraud. It invests in strong security technology so merchants can trust the system, and customers feel safe while paying. In a time when digital fraud is common, its focus on safety helps shops run smoothly without worrying about risks. In 2030, its share price target would be ₹2990, as per stock market analysts.
According to stock market analysts, its share price would be between ₹2378 to ₹2990 in 2030.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2030 | 2378 | 2990 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 2378 | 2535 |
| February | 2441 | 2578 |
| March | 2474 | 2632 |
| April | 2490 | 2674 |
| May | 2532 | 2700 |
| June | 2558 | 2735 |
| July | 2584 | 2768 |
| August | 2630 | 2790 |
| September | 2657 | 2833 |
| October | 2678 | 2857 |
| November | 2700 | 2925 |
| December | 2784 | 2990 |
The company also helps shops give customers a better shopping experience. Fast payments reduce waiting time at the counter, and EMI options make buying expensive items easier. For shop owners, these features improve customer satisfaction and bring customers back. It also helps merchants understand customer behaviour, which allows them to plan offers and improve their service. In 2040, its share price target would be ₹6745, as per stock market analysts.
According to stock market analysts, its share price would be between ₹6221 to ₹6745 in 2040.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2040 | 6221 | 6745 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 6221 | 6358 |
| February | 6257 | 6385 |
| March | 6280 | 6400 |
| April | 6300 | 6435 |
| May | 6332 | 6480 |
| June | 6358 | 6523 |
| July | 6370 | 6578 |
| August | 6414 | 6600 |
| September | 6457 | 6647 |
| October | 6480 | 6680 |
| November | 6558 | 6725 |
| December | 6590 | 6745 |
The future of the company looks strong because digital payments are growing everywhere. The company plans to enter more countries and offer more advanced services in payments, financing, loyalty, and analytics. It wants to become a complete solution for merchants, helping them accept payments, understand customers, and grow their business. In 2050, its share price target would be ₹11574, as per stock market analysts.
According to stock market analysts, its share price would be between ₹10189 to ₹11574 in 2050.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2050 | 10189 | 11574 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 10189 | 10447 |
| February | 10384 | 10490 |
| March | 10400 | 10535 |
| April | 10422 | 10578 |
| May | 10447 | 10635 |
| June | 10482 | 10674 |
| July | 10500 | 10725 |
| August | 10547 | 10889 |
| September | 10674 | 11000 |
| October | 10841 | 11147 |
| November | 10992 | 11328 |
| December | 11258 | 11574 |
Should I buy Pine Labs stock?
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2025 | 150 | 374 |
| 2026 | 320 | 775 |
| 2027 | 700 | 1339 |
| 2028 | 1300 | 1872 |
| 2029 | 1800 | 2411 |
| 2030 | 2378 | 2990 |
| 2040 | 6221 | 6745 |
| 2050 | 10189 | 11574 |
The company is growing well, offers useful digital payment tools, works with many shops, and is expanding to other countries. Its revenue is going up, and its losses are becoming smaller. But the company is still not fully profitable, it has high debt, faces strong competition from Paytm and PhonePe, and its stock price may be a bit expensive. If you don’t mind some risk and want to invest for many years, Pine Labs can be a good option.
Pine Labs earnings results
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
| Sales + | 848 | 670 | 932 | 1,281 | 1,770 | 2,274 |
| Expenses + | 760 | 560 | 820 | 1,130 | 1,794 | 2,056 |
| Operating Profit | 87 | 110 | 112 | 151 | -25 | 218 |
| OPM % | 10% | 16% | 12% | 12% | -1% | 10% |
| Other Income + | 18 | 13 | 25 | 47 | 55 | 16 |
| Interest | 18 | 22 | 24 | 34 | 64 | 79 |
| Depreciation | 155 | 175 | 189 | 239 | 363 | 292 |
| Profit before tax | -68 | -74 | -75 | -75 | -398 | -136 |
| Tax % | -30% | -25% | -70% | -25% | -14% | 7% |
| Net Profit + | -47 | -56 | -23 | -56 | -342 | -145 |
| EPS in Rs | -3.95 | -4.34 | -1.67 | -4.02 | -4.07 | -1.73 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% |
Key Metrics
| TTM PE Ratio | PB Ratio | Dividend Yield | Sector PE | Sector PB | Sector Div Yld |
| — | 0 | — | 27.60 | 7.25 | 2.64% |
Peers & Comparison
| Stock | PE Ratio | PB Ratio | Dividend Yield |
| Pine Labs Ltd | 0.00 | 0.00 | — |
| Persistent Systems Ltd | 67.84 | 15.03 | 0.57% |
| Oracle Financial Services Software Ltd | 30.07 | 8.56 | 3.22% |
| L&T Technology Services Ltd | 34.19 | 7.10 | 1.34% |
Is Pine Labs stock good to buy? (bull case & bear case)
Bull Case:
- Its revenue is growing well and has crossed ₹1,600 crore+ in FY25, which is a big increase compared to earlier years.
- The company’s EBITDA and net loss have improved, and its loss has come down to under ₹150–200 crore in FY24, showing better performance.
- It works with more than 1 million merchants in India and other countries, which gives it strong and steady business.
- It earns money from UPI, card payments, EMI, BNPL, and gift cards, which helps the company grow in many areas.
- The company is expanding to places like Southeast Asia and the Middle East, which can bring more revenue in the future.
- India’s digital payment market is growing fast, and UPI has crossed 120 billion+ transactions every year.
Bear Case:
- The company is still not fully profitable, and even though losses are reducing, Pine Labs still reports around ₹150–200 crore loss.
- It faces strong competition from Paytm, PhonePe, BharatPe, and Razorpay, which may affect its growth.
- It depends a lot on merchant payments and transaction volume, so if people spend less, its income may also reduce.
- RBI rules for digital payments keep changing, and any strict rule can affect the company’s business.
Conclusion
It is a growing digital payment company that helps shops take payments through UPI, cards, POS machines, EMI, and online tools. Its sales are increasing, and its losses are getting smaller each year. The company works with many shops in India and other countries, which helps it grow in the future. It also benefits from the fast growth of digital payments in India. But it is still not fully profitable, has some debt, faces strong competition from Paytm, PhonePe, BharatPe, and Razorpay, and must follow changing RBI rules. This means the stock is good for people who can take some risk and want to invest for many years.
