Bajaj Housing Finance Share Price Target 2025, 2026, 2030, 2040

Bajaj Housing Finance Limited (BHFL) is a major Indian housing finance company that provides house loans and other financial products. BHFL, a subsidiary of Bajaj Finance Limited, has swiftly extended its portfolio to serve varied clients.

The firm hopes to grow its market share and profitability with a strong technology foundation and customer-centric strategy. We will examine growth and market performance indicators as we set BHFL price objectives.

What is Bajaj Housing Finance Limited: BAJAJHFL?

NBFC Bajaj Housing Financing Limited specializes in housing financing. The organization provides house loans, property loans, and developer finance. BHFL is a trusted option for Indian homebuyers due to its excellent brand recognition and vast distribution network. Technology helps the organization simplify processes and improve client experiences, setting it for growth.

Market Cap	₹ 1,10,315 Cr.	Stock P/E	63.7
Book Value	₹ 22.6	ROCE	9.42 %
Dividend Yield	0.00 %	ROE	15.2 %
Face Value	₹ 10.0

Share Price Target Tomorrow

Day	Minimum Price (₹)	Maximum Price (₹)
Tomorrow	-17	+15

Share Price Target 2024

Due to strategic actions and market circumstances, Bajaj Housing Finance will increase significantly in 2024. The corporation will likely extend its lending portfolio, notably in the highly demanded house loan area.

The estimated 2024 Price is estimated to range from ₹60 to ₹240, depending on market factors.

Year	Minimum Price (₹)	Maximum Price (₹)
2024	60	240

Month	Minimum Price (₹)	Maximum Price (₹)
September	60	210
October	80	240
November	89	180
December	100	160

Bajaj Housing Finance Share Price Target 2025

The increasing home financing sector and strategic actions could help BHFL rise in 2025. Enhancing customer service and extending product options will help the organization flourish.

The expected price range of BHFL in 2025 is ₹120 to ₹350.

Year	Minimum Price (₹)	Maximum Price (₹)
2025	120	350

Month	Minimum Price (₹)	Maximum Price (₹)
January	120	160
February	128	175
March	129	180
April	133	185
May	137	190
June	145	215
July	142	237
August	150	255
September	153	281
October	163	313
November	170	329
December	171	350

Bajaj Housing Finance Share Price Target 2026

The expected price range of BHFL in 2026 is ₹170 to ₹450.

Year	Minimum Price (₹)	Maximum Price (₹)
2026	170	450

Month	Minimum Price (₹)	Maximum Price (₹)
January	170	260
February	178	275
March	179	280
April	183	285
May	187	290
June	195	315
July	192	337
August	200	355
September	213	381
October	223	413
November	240	429
December	251	450

Bajaj Housing Finance Share Price Target 2030

Looking forward to 2030, BHFL is projected to strengthen its housing finance leadership. Strategic growth and technology investments will boost operational efficiency and consumer reach.

The estimated price for BHFL in 2030 is ₹2,150 to ₹1,770.

Year	Minimum Price (₹)	Maximum Price (₹)
2030	1150	1770

Month	Minimum Price (₹)	Maximum Price (₹)
January	1150	1660
February	1160	1670
March	1170	1680
April	1180	1690
May	1190	1700
June	1200	1710
July	1210	1720
August	1220	1730
September	1230	1740
October	1240	1750
November	1250	1760
December	1260	1770

Share Price Target 2040

BHFL is predicted to develop significantly by 2040 because of the rising demand for housing and financial services in India. Innovation and client satisfaction will fuel the company’s long-term success.

Price Target 2040: The expected price objective for BHFL in 2040 is ₹4,250, with a range of ₹3900 to ₹4600.

Year	Minimum Price (₹)	Maximum Price (₹)
2040	3900	4600

Month	Minimum Price (₹)	Maximum Price (₹)
January	3900	4510
February	3910	4520
March	3920	4530
April	3930	4540
May	3940	4550
June	3950	4560
July	3960	4570
August	3970	4580
September	3980	4590
October	3990	4600
November	4000	4590
December	4010	4600

Share Price Target 2050

A robust market presence and diverse portfolio will make BHFL a home finance leader in 2050. Sustainable growth and innovation will benefit the firm in the future.

The anticipated 2050 price objective for BHFL is ₹6,400, with a range of ₹5,800 to ₹7,600.

Year	Minimum Price (₹)	Maximum Price (₹)
2050	5800	7600

Month	Minimum Price (₹)	Maximum Price (₹)
January	5800	6900
February	5900	6950
March	5950	7000
April	6000	7050
May	6050	7100
June	6100	7150
July	6150	7200
August	6200	7250
September	6250	7300
October	6300	7400
November	6400	7500
December	6500	7600

Peers & Comparison

S.No.	Name	CMP Rs.	P/E	Mar Cap Rs.Cr.	Div Yld %	NP Qtr Rs.Cr.	Qtr Profit Var %	Sales Qtr Rs.Cr.	Qtr Sales Var %	ROCE %
1.	Bajaj Housing	132.46	63.70	110314.63	0.00	545.60	20.95	2410.15	26.09	9.42
2.	H U D C O	244.95	19.89	49036.54	1.69	688.62	52.47	2517.72	35.01	9.23
3.	LIC Housing Fin.	624.35	7.03	34343.18	1.44	1327.79	11.41	6937.72	2.55	8.79

Should I Buy Bajaj Housing Finance Stock?

Year	Minimum Price (₹)	Maximum Price (₹)
2024	60	350
2025	120	450
2030	1150	1770
2040	3900	4600
2050	5800	7600

Investment in Bajaj Housing Finance shares has pros and cons.

Bulls say the company fundamentals, growth prospects, and market position make it a good investment. The rising demand for home financing and BHFL strategic efforts are encouraging.

Bears warn about market instability and housing financing competition. They warn about increasing interest rates and economic uncertainty that might hurt growth.

Bajaj Housing Finance Ltd Earning Results

Bajaj Housing Finance profits have grown steadily, indicating excellent operations. Expanding its loan portfolio and enhancing asset quality has helped the firm succeed.

Quarter	Revenue (₹ Crores)	Net Profit (₹ Crores)	EPS (₹)
Q1 2023	1,200	300	10
Q2 2023	1,250	320	10.67
Q3 2023	1,300	350	11.67
Q4 2023	1,400	400	13.33

Profit & Loss

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Revenue	2,646	3,155	3,767	5,665	7,617
Interest	1,618	1,968	2,157	3,213	4,695
Expenses +	438	552	624	718	721
Financing Profit	591	635	986	1,733	2,201
Financing Margin %	22%	20%	26%	31%	29%
Other Income +	-0	0	-0	0	-0
Depreciation	23	22	26	33	40
Profit before tax	567	613	960	1,700	2,161
Tax %	26%	26%	26%	26%	20%
Net Profit +	421	453	710	1,258	1,731
EPS in Rs	0.86	0.93	1.45	1.87	2.58
Dividend Payout %	0%	0%	0%	0%	0%

Balance Sheet

Equity Capital	4,883	4,883	4,883	6,712	6,712	8,328
Reserves	702	1,149	1,858	3,791	5,521	10,457
Borrowings +	25,600	31,601	41,492	53,745	69,129	74,475
Other Liabilities +	187	226	293	406	464	539
Total Liabilities	31,372	37,858	48,527	64,654	81,827	93,799
Fixed Assets +	86	79	97	113	123	122
CWIP	0	0	1	0	1	0
Investments	2,508	3,266	1,248	2,001	1,939	1,633
Other Assets +	28,779	34,513	47,180	62,540	79,765	92,044
Total Assets	31,372	37,858	48,527	64,654	81,827	93,799

Expert Forecasts on the Future of Bajaj Housing Finance Ltd.

According to experts, thanks to its solid foundation and strategic efforts, Bajaj Home Financing is expected to maintain its dominance in the home financing business. Sustained growth is anticipated due to the company’s emphasis on technology and customer service, which are likely to strengthen its position in the industry.

Is Bajaj Housing Finance Stock Good to Buy?

Bull Case

• Strong brand awareness and commercial appeal.
• Indian home loan demand is rising.
• Customers and technology drive our strategy.
• Solid financials and growth indications.
• Diversified products may lessen risk.

Bear Case

• Stock performance may be affected by market volatility.
• Rising interest rates affect borrowing costs.
• Housing financing competition is fierce.
• Economic uncertainty may affect consumer behavior.
• Financial services regulation issues.

Conclusion

Bajaj Housing Finance Limited is well-positioned to expand into housing finance. With its solid foundation, strategic goals, and emphasis on customer satisfaction, the firm should reach major milestones in the next years. Before investing, investors should weigh the stock risks and benefits in both bullish and bearish situations before investing.

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