CUB Share Price Target 2025, 2026, 2030, 2040, 2050
A renowned Indian bank, City Union Bank (CUB), shares reflect economic and operational aspects. When projecting CUB’s 2024 to 2050 target share prices, examine the bank’s fundamental performance, market conditions, and industry placement. This study will estimate CUB price trajectories using key metrics and peer comparisons to help investors decide.
- 1 What is City Union Bank Ltd NSE: CUB?
- 2 City Union Bank Share Price
- 3 CUB Share Price Target 2025
- 4 Share Price Target 2026
- 5 Share Price Target 2027
- 6 Share Price Target 2028
- 7 Share Price Target 2029
- 8 CUB Share Price Target 2030
- 9 Share Price Target 2040
- 10 Share Price Target 2050
- 11 Should I Buy CUB Stock?
- 12 City Union Bank Ltd Earning Results
- 13 Expert Forecasts On The Future Of City Union Bank Ltd.
- 14 Is CUB Stock Good To Buy? (Bull Case & Bear Case)
- 15 Conclusion
- 16 FAQs
Fundamental Table
| Metric | Value |
| Share Price | ₹169.71 |
| Market Capitalization | ₹11,495.23 Cr |
| PE Ratio (TTM) | 10.92 |
| EPS (TTM) | ₹14.22 |
| PB Ratio | 1.36 |
| Dividend Yield | 0.97% |
| Face Value | ₹1.00 |
| 52 Week High/Low | ₹176.82 / ₹125.40 |
Key Metrics Table
| Key Metric | Value |
| Return on Equity (ROE) | 12.08% |
| Return on Assets (ROA) | 1.43% |
| Net Interest Margin | 2.99% |
| Gross NPA (%) | 3.88% |
| Net NPA (%) | 1.87% |
| Total Income Growth (%) | 8.82% (FY 2024) |
Peers and Comparison Table
| Company Name | LTP (₹) | P/E (%) | Market Cap (₹ Cr.) | NP Qtr (₹ Cr.) | Div. Yield (%) | Sales Qtr (₹ Cr.) | Book Value (₹) |
| Life Insurance Corporation of India (LICI) | 948.85 | 14.68 | 6,10,615.28 | 10,461.05 | 1.04 | 1,13,900.24 | 129.54 |
| SBI Life Insurance Company Ltd (SBILIFE) | 1,735.05 | 85.65 | 1,74,034.19 | 519.52 | 0.16 | 15,105.48 | 155.41 |
| HDFC Life Insurance Company Ltd (HDFCLIFE) | 723.85 | 95.54 | 1,55,863.86 | 477.65 | 0.28 | 12,509.62 | 71.25 |
| ICICI Prudential Life Insurance Company Ltd (ICICIPRULI) | 742.55 | 123.68 | 1,07,725.22 | 225.4 | 0.08 | 7,874.66 | 77.92 |
| ICICI Lombard General Insurance Company Ltd (ICICIGI) | 2,067.35 | 48.82 | 1,02,946.3 | 580.37 | 0.53 | 4,503.88 | 255.9 |
What is City Union Bank Ltd NSE: CUB?
City Union Bank Ltd., listed on the NSE as CUB, is a central Indian private sector bank established in 1904. Its Tamil Nadu headquarters offers retail, corporate, and treasury banking. As of March 2024, the bank, valued at ₹11,495.23 crore, earned ₹6,309.50 crore in operating revenue. City Union Bank develops throughout India, emphasising customer service, financial inclusion, community development, and sustainable banking.
City Union Bank (CUB) is a major bank offering several financial services. The bank prioritises client care and innovative banking products. CUB can react to market changes because of its focus on technology and digital transformation. The bank wants to improve operations and grow its client base via strategic initiatives. In 2025, its share price target would be ₹318, as per our analysis.
By our prediction, its share price would be between ₹124 to ₹318 in 2025.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2025 | 124 | 318 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 161 | 177 |
| February | 144 | 190 |
| March | 140 | 193 |
| April | 124 | 195 |
| May | 171 | 198 |
| June | 152 | 221 |
| July | 200 | 232 |
| August | 185 | 270 |
| September | 180 | 288 |
| October | 175 | 298 |
| November | 190 | 311 |
| December | 235 | 318 |
City Union Bank (CUB) is a well-known bank that provides various financial services. The bank improves client experiences with new banking products and modern technologies. CUB strives to grow its market share while providing excellent service via operational efficiency and customer satisfaction. In 2026, its share price target would be ₹500, as per our analysis.
By our prediction, its share price would be between ₹284 to ₹500 in 2026.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2026 | 284 | 500 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 284 | 330 |
| February | 298 | 348 |
| March | 300 | 362 |
| April | 314 | 378 |
| May | 320 | 386 |
| June | 329 | 400 |
| July | 324 | 421 |
| August | 330 | 435 |
| September | 337 | 451 |
| October | 354 | 462 |
| November | 378 | 479 |
| December | 414 | 500 |
In 2027, its share price target would be ₹680, as per our analysis.
By our prediction, its share price would be between ₹487 to ₹680 in 2027.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2027 | 487 | 680 |
In 2028, its share price target would be ₹862, as per our analysis.
By our prediction, its share price would be between ₹657 to ₹862 in 2028.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2028 | 657 | 862 |
In 2029, its share price target would be ₹1060, as per our analysis.
By our prediction, its share price would be between ₹834 to ₹1060 in 2029.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2029 | 834 | 1060 |
City Union Bank (CUB) is a leading Indian bank known for its strong services and client focus. CUB’s long history and dedication to innovation have helped it adapt to the changing financial world. The bank employs technology to boost productivity and client engagement. CUB hopes to enhance its position in the competitive banking business as it grows and diversifies. In 2030, its share price target would be ₹1245, as per our analysis.
By our prediction, its share price would be between ₹1034 to ₹1245 in 2030.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2030 | 1034 | 1245 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 1034 | 1084 |
| February | 1052 | 1114 |
| March | 1068 | 1127 |
| April | 1087 | 1137 |
| May | 1080 | 1145 |
| June | 1089 | 1158 |
| July | 1099 | 1174 |
| August | 1108 | 1187 |
| September | 1125 | 1200 |
| October | 1137 | 1214 |
| November | 1158 | 1125 |
| December | 1178 | 1245 |
City Union Bank (CUB) is a central Indian bank noted for its client care and innovative financial solutions. The bank has invested in digital transformation and service expansion to fulfil consumer demands. CUB seeks market share and profitability via sustainable expansion and risk management. In 2040, its share price target would be ₹2750, as per our analysis.
By our prediction, its share price would be between ₹2526 to ₹2750 in 2040.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2040 | 2526 | 2750 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 2526 | 2584 |
| February | 2537 | 2599 |
| March | 2545 | 2621 |
| April | 2550 | 2638 |
| May | 2565 | 2649 |
| June | 2571 | 2658 |
| July | 2578 | 2671 |
| August | 2582 | 2689 |
| September | 2588 | 2700 |
| October | 2600 | 2718 |
| November | 2621 | 2735 |
| December | 2640 | 2750 |
City Union Bank (CUB) is a central Indian bank known for its client care and innovative financial solutions. To suit customer demands, the bank prioritises digital transformation and service expansion. CUB seeks market dominance and sustained expansion by prioritising asset quality and operational efficiency. In 2050, its share price target would be ₹4440, as per our analysis.
By our prediction, its share price would be between ₹4211 to ₹4440 in 2050.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2050 | 4211 | 4440 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 4211 | 4284 |
| February | 4232 | 4300 |
| March | 4258 | 4317 |
| April | 4275 | 4329 |
| May | 4288 | 4351 |
| June | 4298 | 4362 |
| July | 4311 | 4378 |
| August | 4320 | 4384 |
| September | 4331 | 4410 |
| October | 4345 | 4424 |
| November | 4268 | 4430 |
| December | 4284 | 4440 |
Should I Buy CUB Stock?
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2025 | 124 | 318 |
| 2026 | 284 | 500 |
| 2027 | 487 | 680 |
| 2028 | 657 | 862 |
| 2029 | 834 | 1060 |
| 2030 | 1034 | 1245 |
| 2040 | 2526 | 2750 |
| 2050 | 4211 | 4440 |
Investment potential exists in City Union Bank Ltd (NSE: CUB). Given the current price of ₹169.71, analysts predict a 38% growth to ₹189.13 to ₹235.26 by 2024. In Q2 FY25, non-interest revenue rose 24%, boosting bank income by 12%. At 10.85 P/E, it is cheap compared to the industry average of 14.68 5. The ROE is 12.53 per cent, showing high profitability 6. Due to current valuations, several experts urge caution to assess market volatility and risk tolerance before investing. CUB may appeal to banking industry investors owing to its growth prospects.
City Union Bank Ltd Earning Results
| Indicator | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 |
| Operating Revenue (₹ Cr) | 1,434 | 1,389 | 1,374 | 1,326 | 1,304 |
| Operating Expenses (₹ Cr) | 381 | 364 | 370 | 345 | 334 |
| Operating Profit (₹ Cr) | 428 | 373 | 352 | 364 | 387 |
| Interest Income (₹ Cr) | 851 | 843 | 828 | 810 | 766 |
| Net Profit (₹ Cr) | 285 | 264 | 255 | 253 | 281 |
| Gross NPA (%) | 3.88 | 3.99 | 4.47 | 4.66 | 4.91 |
| Net NPA (%) | 1.87 | 1.97 | 2.19 | 2.34 | 2.51 |
Expert Forecasts On The Future Of City Union Bank Ltd.
Investment potential exists in City Union Bank Ltd (NSE: CUB). Given the current price of ₹169.71, analysts predict a 38% growth to ₹189.13 to ₹235.26 by 2024. In Q2 FY25, non-interest revenue rose 24%, boosting bank income by 12%. At 10.85 P/E, it is cheap compared to the industry average of 14.68 5. The ROE is 12.53 per cent, showing high profitability 6. Due to current valuations, several experts urge caution to assess market volatility and risk tolerance before investing. CUB may appeal to banking industry investors owing to its growth prospects.
Is CUB Stock Good To Buy? (Bull Case & Bear Case)
Bull Case
- A profit rise of 14% from FY24 to FY27 indicates financial stability.
- Q2 non-interest income climbed 24%, diversifying revenue.
- Reduced gross NPA to 3.54%, increased asset quality and investor confidence.
- Optimistic price estimates (₹189.13 to ₹235.26) suggest a potential 2024 gain.
- Analysts rate CUB a “strong buy,” increasing its chances.
Bear Case
- The stock has underperformed the NSE Nifty index for five years, raising concerns about its future.
- Low loan and deposit growth may diminish market competitiveness.
- Market volatility may alter share prices, jeopardising short-term investors.
- New investments may increase operational costs, compromising profitability.
- Risk-reward ratios deter analysts from buying now.
Conclusion
Average investor outlook for City Union Bank Ltd. (CUB). Strong earnings growth, asset quality, and analyst ratings support a bullish thesis, but market volatility and competitive positioning are risks. Investors should consider these.
