HDB Financial Services ipo date, Share Price Target Tomorrow, 2025, 2026, 2030

HDB Financial Services is a well-known finance company in India which is part of HDFC Bank. It provides different types of loans to people and businesses, such as personal loans, business loans, car loans, and loans using property. The company mainly helps individuals and small businesses by helping them financially. It has many offices across cities and villages, so its services are easy to reach. It also supports small and medium businesses with loans to help them grow and manage their daily work. The company is financially strong and has received good ratings from trusted agencies like CARE and CRISIL.

What is the HDB Financial Services Ltd IPO?

HDB Financial Services was established in 2007 in Mumbai and is fully owned by HDFC Bank. It is one of India’s top non-banking finance companies, and offers many services including personal loans, business loans, gold loans, two-wheeler and car loans, and loans for small businesses. It also provides customer support and other services through its BPO division. It has over 1,700 branches across the country. As of the financial year 2024, its total loans were around ₹98,600 crore. The company earned ₹7,890 crore in revenue and made a profit of ₹1,170 crore that year.

HDB Financial Services IPO Details

IPO Date	June 25, 2025 to June 27, 2025
Listing Date	[.]
Shareholding Pre Issue	₹10 per share
Price Band	₹700 to ₹740 per share
Minimum Investment	₹14000
Lot Size	20 Shares
Issue Type	Bookbuilding IPO
Listing At	BSE, NSE
Shareholding Post Issue	79,39,63,540 shares
Share Holding Post Issue	82,77,47,324 shares

HDB Financial share price Target Tomorrow

It is a growing company that has been making more money and managing its business better over time. Recently, its profit has dropped a little because it is paying more in interest on the money it has borrowed. The company has strong resources and is saving more. Overall, the company is doing well and has a good position in the market.

Day	Minimum Price (Rs)	Maximum Price (Rs)
Tomorrow	-33	+89

HDB Financial share price Target 2025

It has helped millions of customers, mainly focusing on people who are new to borrowing or don’t have easy access to banks. A good portion of its loans goes to these first-time borrowers. Its biggest customers make up only a very small part of its total loans, which helps lower risk. It offers different types of loans for businesses, vehicles, and personal use, each managed by its team. No single type of loan makes up too much of the total, which keeps things balanced. In 2025, its share price target would be ₹931, as per our analysis.

By our prediction, its share price would be between ₹640 to ₹931 in 2025.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2025	640	931

Month	Minimum Price  (Rs)	Maximum Price (Rs)
June	678	810
July	640	851
August	758	870
September	781	888
October	790	900
November	824	914
December	842	931

HDB Financial share price Target 2026

It works across India using both physical branches and digital tools, it has many of its branches in smaller towns and cities. It gets support from a large network of shopkeepers, dealers, and partnerships with well-known brands. The company also uses its mobile app and works with financial technology companies to connect with more people. It has a big team that checks and approves loans and collects payments. Most of its loans and payments are handled online or through banks. In 2026, its share price target would be ₹1174, as per our prediction.

Its share price would be between ₹842 to ₹1174 in 2026, as per our analysis.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2026	842	1174

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	842	953
February	874	988
March	898	1011
April	907	1032
May	927	1055
June	959	1074
July	985	1090
August	998	1100
September	1014	1109
October	1029	1124
November	1054	1155
December	1081	1174

Share price Target 2027

It has built a strong digital system that helps, like finding new customers, signing them up, checking their credit, providing services, and collecting payments. The company uses paperless sign-up, smart tools like AI to check credit scores, and systems that work smoothly. Its mobile app lets customers apply for loans, track their applications, see documents, and ask for help. It gets money to run its business in a low-cost and balanced way, supported by top credit ratings. In 2027, its share price target would be ₹1365, as per our analysis.

By our prediction, its share price would be between ₹1081 to ₹1365 in 2027.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2027	1081	1365

Share price Target 2028

It is a trusted company that provides financial help to people and businesses across India. It is known for being strong and reliable. It mainly offers two types of services, namely, Lending and BPO Services. In Lending, it gives different kinds of loans—both with and without security—to meet various needs like borrowing money, investing, or getting protection plans. The company has many branches across the country, so its services are easy to access. In 2028, its share price target would be ₹1574, as per our prediction.

Its share price would be between ₹1241 to ₹1574 in 2028, as per our analysis.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2028	1241	1574

Share price Target 2029

As the company is owned by HDFC Bank, and because of this, it gets a lot of support, like better access to money, a strong brand value, and expert advice. This helps the company build trust with customers and work more smoothly. It offers many kinds of loans for people and small businesses. These include personal loans, business loans, gold loans, vehicle loans, loans to buy household items, and loans using property as security. It also gives loans to small businesses to buy machines and construction tools. In 2029, its share price target would be ₹1790, as per our analysis.

By our prediction, its share price would be between ₹1455 to ₹1790 in 2029.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2029	1455	1790

HDB Financial share price Target 2030

It has many different customers from cities, towns, and villages. It has lots of branches in many places, so people in smaller towns and cities can easily use its services. Its customers include people with jobs, small business owners, shopkeepers, and medium-sized companies. By helping both regular businesses and people who work on their own, it reaches many who might not get loans from regular banks. Besides its branches, the company also uses online services to reach more people. In 2030, its share price target would be ₹2078, as per our prediction.

Its share price would be between ₹1674 to ₹2078 in 2030, as per our analysis.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2030	1674	2078

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	1674	1824
February	1721	1837
March	1747	1852
April	1765	1874
May	1778	1890
June	1790	1900
July	1814	1927
August	1832	1942
September	1856	1965
October	1868	1978
November	1884	2010
December	1932	2078

Share price Target 2040

It spends time teaching its workers so they know how to do their jobs well. The company believes in doing the right thing, following rules, and being professional. This helps build a strong and loyal team. As a licensed financial company, it follows strict rules from the Reserve Bank of India. It carefully follows rules about handling money, treating customers fairly, and solving problems. In 2040, its share price target would be ₹4474, as per our analysis.

By our prediction, its share price would be between ₹4145 to ₹4474 in 2040.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2040	4145	4474

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	4145	4258
February	4157	4274
March	4174	4285
April	4189	4298
May	4180	4312
June	4198	4327
July	4215	4347
August	4240	4365
September	4268	4375
October	4287	4390
November	4324	4427
December	4357	4474

Share Price Target 2050

The company has been growing well over time. It is careful planning and smart decisions that have helped it stay stable. In the future, the company expects to grow more as more people in India need loans. It plans to reach rural and smaller towns where many people still don’t have access to proper loans. It also wants to use more digital tools and technology to make lending easier and improve customer service. In 2050, its share price target would be ₹8841, as per our prediction.

Its share price would be between ₹8457 to ₹8841 in 2050, as per our analysis.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2050	8457	8841

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	8457	8570
February	8474	8590
March	8490	8625
April	8524	8650
May	8542	8674
June	8568	8690
July	8588	8700
August	8612	8721
September	8642	8744
October	8665	8774
November	8690	8812
December	8735	8841

Should I buy HDB Financial stock?

Year	Minimum Price (Rs)	Maximum Price (Rs)
2025	640	931
2026	842	1174
2027	1081	1365
2028	1241	1574
2029	1455	1790
2030	1674	2078
2040	4145	4474
2050	8457	8841

It is a well-known company that gives loans to people and small businesses. It is supported by HDFC Bank and has many branches in both big cities and small towns. The company also uses apps and online tools to make it easier for customers to get loans. Even though its profit went down a little because of higher costs, the company is still doing well and growing. It can be a good option if you want to invest for the long term.

HDB Financial earnings results (Financials)

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Sales +	10,945	11,312	12,403	14,173	16,300
Expenses +	6,451	6,540	6,153	5,817	6,745
Operating Profit	4,493	4,772	6,250	8,356	9,555
OPM %	41%	42%	50%	59%	59%
Other Income +	-2	0	1	1	0
Interest	3,883	3,326	3,512	4,907	6,433
Depreciation	108	99	112	145	194
Profit before tax	501	1,348	2,627	3,305	2,928
Tax %	22%	25%	25%	26%	26%
Net Profit +	391	1,011	1,959	2,461	2,176
EPS in Rs
Dividend Payout %	0%	8%	8%	10%	11%

Is HDB Financial stock good to buy? (bull case & bear case)

Bull Case:

• Serves around 17–18 million customers across 1,700+ branches in India
• Strong support from the parent company, HDFC Bank, which owns over 94%
• Debts are low at around 2%, showing good loan recovery and risk control
• It has enough capital to grow safely, with a capital ratio around 17–19%
• Management is experienced and follows strict lending rules
• Growing demand for loans from small businesses and retail customers
• Past interest from global banks like MUFG shows investor confidence

Bear Case:

• Profit dropped by 27% recently because of higher loan defaults
• A big part, around 29% of loans, are unsecured, which carry more risk
• Compared to similar companies, its valuation looks slightly expensive

HDB Financial IPO Promoter Holding

HDFC Bank Limited is the promoter of the company.

Shareholding Post Issue	94.32%
Share Holding Post Issue	74.19%

Objects of the Issue (HDB Financial IPO Objectives)

• Add more money to the company’s main capital to help with future growth.
• Use the money to give loans to businesses.
• Use the money to give loans for buying assets like vehicles or equipment.
• Use the money to give loans to individual customers.

HDB Financial ipo gmp

Date	IPO GMP	Kostak	Subject to
21 June	₹90	₹-	₹1400
20 June	₹75	₹-	₹-
19 June	₹93	₹-	₹1000
18 June	₹93	₹-	₹1000
17 June	₹90	₹-	₹1000
16 June	₹-	₹-	₹-
14 June	₹-	₹-	₹-

Conclusion

It is a well-known loan company. It gives different types of loans to people and small businesses in both cities and smaller towns. The company has been growing, even though its profit went down a little recently because of higher borrowing interest costs. It has a strong reputation, uses both branches and online tools to reach more customers, and gets good support from its parent company. Overall, it looks like a strong company for the future.

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