Punjab and Sind Bank Share Price Target 2025, 2026, 2030, 2040, 2050
Punjab & Sind Bank (PSB) is a leading Indian public sector bank with a wide range of financial services. PSB share price predictions over the next years are vital for investors making future investment choices. This research will examine 2024 to 2050 price projections based on economic factors, market trends, and the bank’s financial health.
- 1 What is Punjab & Sind Bank NSE: PSB?
- 2 Punjab And Sind Bank Share Price Target Tomorrow
- 3 Punjab And Sind Bank Share Price Target 2025
- 4 Punjab And Sind Bank Share Price Target 2026
- 5 Share Price Target 2027
- 6 Share Price Target 2028
- 7 Share Price Target 2029
- 8 Punjab And Sind Bank Share Price Target 2030
- 9 Share Price Target 2040
- 10 Share Price Target 2050
- 11 Should I Buy Punjab And Sind Bank Stock?
- 12 Punjab And Sind Bank Ltd Earning Results
- 13 Key Financial Metrics
- 14 Peers and Comparison
- 15 Expert Forecasts On The Future Of Punjab And Sind Bank
- 16 Is Punjab And Sind Bank Stock Good To Buy? (Bull Case & Bear Case)
- 17 Conclusion
- 18 FAQs
What is Punjab & Sind Bank NSE: PSB?
Punjab & Sind Bank, traded on the National Stock Exchange as NSE: PSB, is an Indian public sector bank founded in 1908. The bank provides retail, corporate, and treasury services. Customer service and community development are Punjab & Sind Bank hallmarks throughout India.
Company Overview
- Founded: 1908
- Headquarters: New Delhi, India
- Market Capitalization: Approximately ₹35,380 Crores
- Current Share Price: ₹52.20
- Industry: Banking and Financial Services
| Current Price (₹) | Maximum Price (₹) | Minimum Price (₹) |
| 52.10 | -13 | +15 |
Punjab & Sind Bank (PSB) is a major Indian bank. Macroeconomic circumstances, regulatory changes, and financial services sector competition affect the bank’s success. Market circumstances may lead to a recovery and growth trajectory. In 2025, its stock price target would be ₹100 as per our analysis.
By our prediction, its stock price would be between ₹19 to ₹100 in 2025.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2025 | 19 | 100 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 31 | 60 |
| February | 25 | 54 |
| March | 21 | 50 |
| April | 19 | 48 |
| May | 25 | 56 |
| June | 30 | 61 |
| July | 38 | 68 |
| August | 43 | 73 |
| September | 55 | 79 |
| October | 60 | 85 |
| November | 68 | 96 |
| December | 93 | 100 |
Punjab and Sind Bank (PSB) adapts to the Indian banking scene. The bank share price is expected to expand significantly in 2026 due to reasons including enhanced asset quality, digital transformation, and good macroeconomic circumstances. Share price changes will also depend on market sentiment and competitive positioning. In 2025, its stock price target would be ₹140 as per our analysis.
By our prediction, its stock price would be between ₹40 to ₹140 in 2026.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2026 | 40 | 140 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 93 | 105 |
| February | 95 | 110 |
| March | 88 | 100 |
| April | 71 | 90 |
| May | 65 | 83 |
| June | 56 | 73 |
| July | 40 | 60 |
| August | 55 | 80 |
| September | 71 | 93 |
| October | 80 | 110 |
| November | 103 | 135 |
| December | 132 | 140 |
This stock is expected to continue growing due to digital improvements and better management of bad loans. With stronger financial stability and more efficient operations, the bank is likely to gain more investor confidence. PSB’s consistent performance in the Indian banking sector and its focus on customer service will likely drive further growth. In 2027, its stock price target would be ₹178 as per our analysis.
By our prediction, its stock price would be between ₹63 to ₹178 in 2027.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2027 | 63 | 178 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 132 | 148 |
| February | 140 | 155 |
| March | 120 | 130 |
| April | 110 | 121 |
| May | 103 | 110 |
| June | 90 | 98 |
| July | 63 | 80 |
| August | 75 | 97 |
| September | 88 | 130 |
| October | 122 | 148 |
| November | 137 | 175 |
| December | 171 | 178 |
As the bank further enhances its digital offerings and capitalizes on economic growth, its share price is likely to see significant upward movement. The favorable economic conditions in India and government initiatives for public sector banks may play a key role in strengthening Its market position during this period. By 2028, its stock price target would be ₹250 as per our analysis.
By our prediction, its stock price would be between ₹86 to ₹250 in 2028.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2028 | 86 | 250 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 171 | 190 |
| February | 150 | 168 |
| March | 143 | 150 |
| April | 123 | 144 |
| May | 90 | 110 |
| June | 86 | 108 |
| July | 100 | 122 |
| August | 118 | 160 |
| September | 156 | 178 |
| October | 175 | 199 |
| November | 190 | 245 |
| December | 243 | 250 |
This bank could be one of the more stable public sector banks, as it has solid performance and a favorable banking environment. With steady earnings growth and fewer bad loans, its share price is expected to rise. The bank’s focus on improving operations and profitability should boost investor confidence and help increase the stock’s value. In 2029, its stock price would be ₹280 as per our analysis.
By our prediction, its stock price would be between ₹110 to ₹280 in 2029.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2029 | 110 | 280 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 243 | 258 |
| February | 220 | 240 |
| March | 180 | 210 |
| April | 168 | 180 |
| May | 150 | 170 |
| June | 140 | 155 |
| July | 110 | 140 |
| August | 138 | 163 |
| September | 160 | 180 |
| October | 173 | 230 |
| November | 220 | 260 |
| December | 245 | 280 |
As it adapts to the evolving Indian financial environment, Punjab & Sind Bank (PSB) will flourish. There is a historical growth rate of 32.95% over the last five years, we may estimate the 2030 share price goal. By 2030 its stock price target would be ₹450 as per our analysis.
By our prediction, its stock price would be between ₹412 to ₹450, as per our analysis in 2030.
| Year | Minimum Price (₹) | Maximum Price (₹) |
| 2030 | 412 | 450 |
| Month | Minimum Price (₹) | Maximum Price (₹) |
| January | 412 | 420 |
| February | 415 | 425 |
| March | 418 | 428 |
| April | 420 | 430 |
| May | 425 | 435 |
| June | 428 | 440 |
| July | 430 | 445 |
| August | 435 | 450 |
| September | 440 | 455 |
| October | 445 | 460 |
| November | 450 | 465 |
| December | 455 | 470 |
As it adapts to India’s changing financial environment, Punjab & Sind Bank (PSB) should develop significantly. We can estimate a plausible 2040 price range from market trends and performance. To predict the price further, we will use a 5% to 10% average annual growth rate over ten years, reflecting the bank development potential and market circumstances. By 2040 its stock price target would be ₹660 as per our analysis.
By our prediction, its stock price would be between ₹520 to ₹660, as per our analysis.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2040 | 520 | 660 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 520 | 546 |
| February | 529 | 569 |
| March | 550 | 578 |
| April | 563 | 580 |
| May | 554 | 587 |
| June | 567 | 591 |
| July | 576 | 600 |
| August | 580 | 610 |
| September | 597 | 618 |
| October | 608 | 623 |
| November | 618 | 651 |
| December | 643 | 660 |
As strategic efforts and market circumstances improve, Punjab & Sind Bank (PSB) is expected to expand. The share price objective for 2050 will represent continued development and stability in the banking industry. Based on previous performance and predicted economic circumstances, we may estimate a plausible price range. By 2050 its stock price target would be ₹850 as per our analysis.
By our prediction, its stock price would be between ₹710 to ₹880, as per our analysis.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2050 | 710 | 850 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 710 | 736 |
| February | 728 | 746 |
| March | 740 | 758 |
| April | 746 | 763 |
| May | 750 | 773 |
| June | 753 | 780 |
| July | 756 | 788 |
| August | 763 | 798 |
| September | 780 | 810 |
| October | 790 | 822 |
| November | 810 | 840 |
| December | 831 | 850 |
Should I Buy Punjab And Sind Bank Stock?
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2025 | 19 | 100 |
| 2026 | 40 | 140 |
| 2027 | 63 | 178 |
| 2028 | 86 | 250 |
| 2029 | 110 | 280 |
| 2030 | 138 | 310 |
| 2040 | 520 | 660 |
| 2050 | 710 | 850 |
Given its recent financial performance and increasing indicators, Punjab & Sind Bank (PSB) may be a good investment. In Q2 FY25, the bank recorded a 26% rise in net profit. Gross non-performing assets (NPAs) dropped to 4.21% and net NPAs to 1.46%, improving asset quality and driving growth.
Financial soundness is shown by the bank’s 16.89% capital adequacy ratio. Over the last three years, PSB stock has outperformed the industry, returning 210.39% compared to the Nifty Bank’s 45.24%.
Investors may find PSB an excellent long-term growth alternative due to its current share price of ₹51.99 and good market sentiment, as it enhances profitability and operational efficiency. Always do your homework and analyze market circumstances before investing.
Punjab And Sind Bank Ltd Earning Results
| Quarter | Total Income (₹ Cr) | Profit After Tax (PAT) (₹ Cr) | Basic EPS (₹) | Gross NPA (%) | Net NPA (%) |
| September 2024 | 3,097.86 | 239.59 | 0.35 | 4.21 | 1.46 |
| June 2024 | 2,846.02 | 181.50 | 0.27 | 4.72 | 1.59 |
| March 2024 | 2,894.22 | 139.35 | 0.21 | 5.43 | 1.63 |
| December 2023 | 2,852.71 | 114.31 | 0.17 | 5.70 | 1.80 |
| September 2023 | 2,674.15 | 189.09 | 0.28 | 6.23 | 1.88 |
Key Financial Metrics
| Metric | Value |
| Market Capitalization | ₹35,319 Crores |
| Earnings Per Share (EPS) | ₹1.00 |
| Price-to-Earnings (P/E) Ratio | 50.77 |
| Book Value | ₹22.9 |
| Dividend Yield | 0.00% |
| Return on Assets (ROA) | 0.4191% |
| Gross Non-Performing Assets (NPA) | 5.43% |
| Net NPA | 1.63% |
| Capital Adequacy Ratio | 17.16% |
Peers and Comparison
| Bank Name | Market Price (₹) | Market Cap (₹ Cr) | P/E Ratio | Dividend Yield (%) |
| HDFC Bank | 1,865.25 | 14,31,158.06 | 21.72 | 1.04 |
| ICICI Bank | 1,346.10 | 9,49,306.37 | 21.68 | 0.74 |
| State Bank of India | 860.95 | 7,69,034.51 | 10.92 | 1.59 |
| Punjab National Bank | N/A | N/A | N/A | N/A |
Expert Forecasts On The Future Of Punjab And Sind Bank
Experts expect Punjab & Sind Bank Ltd. to do well in the future. Analysts believe numerous things will boost the bank’s earnings and market position.
- First, Punjab & Sind Bank could benefit from asset quality improvements, particularly NPA reduction, which should boost profitability.
- Second, the bank may expedite its digital transformation to improve operational efficiency and client experience in today’s tech-driven banking market.
- Punjab & Sind Bank’s strategic direction and finances may benefit from government public sector bank policy.
- Demand for financial services will likely rise as the Indian economy grows, boosting the bank’s development ambitions.
- Experts warn that private sector banks and economic slowdowns may cause problems. Analysts predict a share price of about ₹220 by 2030, aligning with the bank’s robust development strategy and market circumstances.
Is Punjab And Sind Bank Stock Good To Buy? (Bull Case & Bear Case)
Bull Case:
- NPAs have consistently decreased at the bank, increasing asset quality.
- Net profit rose significantly in recent financial figures, suggesting solid operational success.
- Digital transformation is intended to improve the bank’s customer experience and operational efficiency.
- Positive macroeconomic conditions in India would boost banking demand, boosting PSB.
- The stock beat several rivals historically, signaling growth.
Bear Case:
- Some experts rate the stock a “Sell” for short-term dangers.
- Private banks may threaten PSB’s market share and profitability.
- Recent stock price changes boost investor confidence and volatility worries.
- Economic uncertainty may hurt PSB and the banking industry.
- The bank’s dependence on government policy might be risky if regulations change.
Conclusion
Given its improved financial indicators, emphasis on digital transformation, and good market outlook, Punjab & Sind Bank may be an excellent investment. Investors should consider competitiveness and economic uncertainty. You must study and analyze your investing objectives before making any selections.
