S P Capital Financing Share Price Target 2025, 2026, 2030, 2040, 2050
S P Capital Financing is a finance company. It is not a bank but provides financial services like trading in shares, bonds, and other investments. The company makes money from interest, dividends, and selling investments. It is registered with the Reserve Bank of India as a non-banking financial company. The company is led by Sureshchand Premchand Jain and supported by other directors. As of September 2025, the company’s total market value is around ₹29–30 crore. It also gives good dividends to its shareholders.
What is S P Capital Financing Ltd NSE: SPCAPIT?
S P Capital Financing was established in 1983 in Mumbai. It is led by its Chairman and Managing Director, Sureshchand Premchand Jain. It is a public Non-Banking Financial Company that first worked as a consultancy firm and later provides services like leasing, bill discounting, investing in shares, and merchant banking. The company’s recent results show good growth in revenue and profit. It has a market value of around ₹29–30 crore.
It uses simple and strong business processes to manage the company. These processes contribute to better governance, enhance performance, deliver high-quality services, and increase shareholder value. The company understands that not every situation can be handled with the same method, so it chooses solutions based on specific needs and legal rules. Its systems and policies are clear, easy to follow, and written in manuals that help in learning and management. It also shares its knowledge and experience within its group companies so that everyone connected can benefit. In 2025, its share price target is expected to be ₹73, according to stock market analysts.
According to stock market analysts, its share price would be between ₹38 to ₹73 in 2025.
| वर्ष | न्यूनतम मूल्य (Rs) | अधिकतम मूल्य (Rs) |
| 2025 | 38 | 73 |
| महीना | न्यूनतम मूल्य (Rs) | अधिकतम मूल्य (Rs) |
| जनवरी | 45 | 73 |
| फ़रवरी | 43 | 64 |
| मार्च | 48 | 58 |
| अप्रैल | 42 | 61 |
| मई | 42 | 53 |
| जून | 41 | 51 |
| जुलाई | 44 | 54 |
| अगस्त | 43 | 54 |
| सितंबर | 41 | 57 |
| अक्टूबर | 40 | 63 |
| नवंबर | 43 | 65 |
| दिसम्बर | 54 | 73 |
The company works for long-term growth. It has a Code of Conduct which guides every activity, and both managers and employees must follow these rules along with the laws of the country where they work. They should make independent decisions and must share if they have any personal or professional interests that may create a conflict with their duties. The company does not allow bribes or unfair gifts, and no one working for it should give or accept anything that could affect a decision. Only small and simple gifts, like promotional items during festivals or events, are allowed if they are just customary and not given to gain any benefit. In 2026, its share price target is expected to be ₹117, according to stock market analysts.
Its share price would be between ₹70 to ₹117 in 2026, as per stock market analysts.
| वर्ष | न्यूनतम मूल्य (Rs) | अधिकतम मूल्य (Rs) |
| 2026 | 70 | 117 |
| महीना | न्यूनतम मूल्य (Rs) | अधिकतम मूल्य (Rs) |
| जनवरी | 70 | 75 |
| फ़रवरी | 73 | 80 |
| मार्च | 75 | 83 |
| अप्रैल | 74 | 87 |
| मई | 77 | 89 |
| जून | 80 | 93 |
| जुलाई | 81 | 97 |
| अगस्त | 83 | 100 |
| सितंबर | 85 | 102 |
| अक्टूबर | 87 | 108 |
| नवंबर | 88 | 113 |
| दिसम्बर | 92 | 117 |
It provides products and services that are reliable, giving customers good value according to their needs. The company focuses on quality, strength, and trust, and always follows the laws and standards of the markets where it works. It does not make false promises and always works to keep its service standards high. Customer complaints and warranty issues are solved with care and without causing extra trouble. The company does not support any illegal or harmful activities, and its brochures and marketing material clearly share possible risks and how to reduce them. In 2027, its share price target would be ₹162, as per stock market analysts.
According to stock market analysts, its share price would be between ₹112 to ₹162 in 2027.
| वर्ष | न्यूनतम मूल्य (Rs) | अधिकतम मूल्य (Rs) |
| 2027 | 112 | 162 |
It makes partnerships in India and other countries with companies that can improve its products and services and support its growth. The company works only with partners who share the same values and ways of doing business. It focuses on building strong and long-lasting relationships with suppliers, customers, and partners, including joint ventures, while always being fair, honest, and transparent. In 2028, its share price target is expected to be ₹209, according to stock market analysts.
According to stock market analysts, its share price would be between ₹157 to ₹209 in 2028.
| वर्ष | न्यूनतम मूल्य (Rs) | अधिकतम मूल्य (Rs) |
| 2028 | 157 | 209 |
All records of the customers are maintained according to the rules, laws, and accounting standards of the place where it operates. The company took extra efforts to keep records accurate, protect assets, and prevent fraud or misuse. Reports for management are prepared with the same care as official accounts, and any results shared are always clear and never misleading. In 2029, its share price target would be ₹254, as per stock market analysts.
Its share price would be between ₹200 to ₹254 in 2029, as per stock market analysts.
| वर्ष | न्यूनतम मूल्य (Rs) | अधिकतम मूल्य (Rs) |
| 2029 | 200 | 254 |
It does not support or join any political party. It does not give money or help for political purposes. The company works with the government, trade groups, and business associations to protect and grow its business. Employees can take part in politics or trade associations as long as it does not cause a conflict with their work or interests. If they do, they must make it clear that they are acting for themselves and not for the company. It only speaks about political issues when they directly affect its business. In 2030, its share price target would be ₹300, as per stock market analysts.
According to stock market analysts, its share price would be between ₹248 to ₹300 in 2030.
| वर्ष | न्यूनतम मूल्य (Rs) | अधिकतम मूल्य (Rs) |
| 2030 | 248 | 300 |
| महीना | न्यूनतम मूल्य (Rs) | अधिकतम मूल्य (Rs) |
| जनवरी | 248 | 262 |
| फ़रवरी | 250 | 267 |
| मार्च | 251 | 272 |
| अप्रैल | 253 | 276 |
| मई | 257 | 281 |
| जून | 255 | 283 |
| जुलाई | 256 | 285 |
| अगस्त | 258 | 287 |
| सितंबर | 265 | 290 |
| अक्टूबर | 273 | 293 |
| नवंबर | 275 | 294 |
| दिसम्बर | 281 | 300 |
The company maintains a relationship with its investors with honesty. The company provides important information quickly to follow the law and keep confidential details safe. It listens to investors’ opinions during meetings, including general meetings, and answers their questions as fully as possible. The company never shares special information with some investors in a way that would give them an unfair advantage over others. In 2040, its share price target would be ₹615, as per stock market analysts.
Its share price would be between ₹551 to ₹615 in 2040, as per stock market analysts.
| वर्ष | न्यूनतम मूल्य (Rs) | अधिकतम मूल्य (Rs) |
| 2040 | 551 | 615 |
| महीना | न्यूनतम मूल्य (Rs) | अधिकतम मूल्य (Rs) |
| जनवरी | 551 | 567 |
| फ़रवरी | 555 | 572 |
| मार्च | 557 | 577 |
| अप्रैल | 560 | 580 |
| मई | 562 | 583 |
| जून | 567 | 585 |
| जुलाई | 570 | 587 |
| अगस्त | 573 | 592 |
| सितंबर | 578 | 594 |
| अक्टूबर | 581 | 600 |
| नवंबर | 583 | 607 |
| दिसम्बर | 587 | 615 |
It makes sure its Code of Conduct is followed and reviewed regularly. The Corporate Governance Cell and the Board of Directors ensure that all employees understand the rules and follow them. Employees can ask the Corporate Governance Cell for guidance if they have questions, and they should be careful about situations that could lead to wrong actions. The Corporate Governance Cell monitors compliance, reviews the Code from time to time, and suggests changes when needed. In 2050, its share price target would be ₹967, as per stock market analysts.
According to stock market analysts, its share price would be between ₹903 to ₹967 in 2050.
| वर्ष | न्यूनतम मूल्य (Rs) | अधिकतम मूल्य (Rs) |
| 2050 | 903 | 967 |
| महीना | न्यूनतम मूल्य (Rs) | अधिकतम मूल्य (Rs) |
| जनवरी | 903 | 915 |
| फ़रवरी | 909 | 922 |
| मार्च | 912 | 929 |
| अप्रैल | 914 | 935 |
| मई | 917 | 938 |
| जून | 925 | 942 |
| जुलाई | 927 | 947 |
| अगस्त | 931 | 952 |
| सितंबर | 937 | 955 |
| अक्टूबर | 940 | 957 |
| नवंबर | 944 | 563 |
| दिसम्बर | 950 | 967 |
Should I buy S P Capital Financing stock?
| वर्ष | न्यूनतम मूल्य (Rs) | अधिकतम मूल्य (Rs) |
| 2025 | 38 | 73 |
| 2026 | 70 | 117 |
| 2027 | 112 | 162 |
| 2028 | 157 | 209 |
| 2029 | 200 | 254 |
| 2030 | 248 | 300 |
| 2040 | 551 | 615 |
| 2050 | 903 | 967 |
The company has shown good revenue growth and increasing profits, with reasonable earnings per share and regular dividends. Its stock looks cheaper than that of similar companies. Some experts suggest the stock price may go up in the future. However, as a small company, it faces risks like limited trading, market ups and downs, and possible financial problems. Its finanical looks good but as it is small company you could seen ups and down more compared to other stocks, so if you ok with it you could take the chance at your own risk.
S P Capital Financing earnings results
| मार्च 2020 | मार्च 2021 | मार्च 2022 | मार्च 2023 | मार्च 2024 | मार्च 2025 | टीटीएम | |
| बिक्री + | 2.48 | 5.85 | 0.84 | 1.57 | 2.55 | 5.49 | 8.10 |
| व्यय + | 2.25 | 0.29 | 0.41 | 0.65 | 0.80 | 1.17 | 1.17 |
| परिचालन लाभ | 0.23 | 5.56 | 0.43 | 0.92 | 1.75 | 4.32 | 6.93 |
| OPM % | 9.27% | 95.04% | 51.19% | 58.60% | 68.63% | 78.69% | 85.56% |
| अन्य आय + | 0.00 | 0.00 | 1.52 | 0.00 | 0.00 | 0.14 | 0.43 |
| ब्याज | 0.01 | 0.09 | 0.11 | 0.11 | 1.01 | 2.93 | 3.63 |
| व्याख्या | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| कर से पहले लाभ | 0.22 | 5.47 | 1.84 | 0.81 | 0.74 | 1.53 | 3.73 |
| कर | 27.27% | 0.55% | 22.28% | 23.46% | 22.97% | 39.87% | |
| नेट प्रॉफिट + | 0.16 | 5.44 | 1.43 | 0.63 | 0.57 | 0.92 | 2.77 |
| रुपये में ईपीएस | 0.27 | 9.05 | 2.38 | 1.05 | 0.95 | 1.53 | 4.61 |
| लाभांश भुगतान % | 0.00% | 5.52% | 0.00% | 95.40% | 105.44% | 32.66% |
कुंजी मीट्रिक
| TTM PE Ratio | PB अनुपात | लाभांश प्राप्ति | सेक्टर PE | सेक्टर PB | सेक्टर Div Yld |
| 10.85 | 0.55 | 1.00% | 16.80 | 2.28 | 1.04% |
Peers & तुलना
| स्टॉक | पीई अनुपात | PB अनुपात | लाभांश प्राप्ति |
| S P Capital Financing Ltd | 33.03 | 0.55 | 1.00% |
| Aditya Birla Capital Ltd | 22.55 | 2.32 | — |
| Motilal Oswal Financial Services Ltd | 25.38 | 5.70 | 0.47% |
| Authum Investment & Infrastructure Ltd | 12.37 | 3.57 | — |
Is S P Capital Financing stock good to buy? (bull case & bear case)
बुल केस:
- The company’s revenue has an annual growth rate (CAGR) of 71.86% over the past three years.
- The company provides a dividend payout of 77.8%
- The company’s profit margins have improved.
- Some analysts believe the stock price could go up in the next year.
- Big institutions like LIC, SBI, and Bank of Baroda own more than 60% of the company, adding stability.
- The company has a low debt-to-equity ratio of 0.2, meaning it is financially safe.
भालू का मामला:
- The company’s market share has dropped from 8% to 6% over the past three years.
- The company has a low return on equity of 2.98% over the last 3 years.
- Growth in new investors has slowed to 5%, compared to 15% for competitors.
- The company’s small market capitalisation of around ₹30 crore may lead to low trading and limited liquidity.
निष्कर्ष
It is a finance company that has been growing its revenue and profits and gives regular dividends to shareholders. Its stock is cheaper than that of many similar companies, and some experts think the price could go up. Big institutions own a large part of the company, which makes it more stable, and it has low debt, so it is financially safe. But because it is a small company, there are risks like less trading, price ups and downs, and lower profits compared to bigger companies.
