LIC Housing Finance Share Price Target 2024, 2025, 2030, 2040, 2050

LIC Housing Financing Ltd. (LICHSGFIN) is a significant housing financing company in India that supports the development of real estate and the housing industry. LICHSGFIN share price projections in the following years are of interest to investors, capitalizing on India’s economic development and expanding housing demand.

We’ll study LIC Housing Finance fundamentals, expert projections, and share price goals for 2024, 2025, 2030, 2040, and 2050.

What is LIC Housing Finance Ltd NSE: LICHSGFIN?

The Life Insurance Corporation of India owns LIC Housing Finance Ltd., which is listed on the National Stock Exchange of India as LICHSGFIN. LICHSGFIN, founded in 1989, is one of India leading housing finance businesses, providing various home loan solutions to individuals and corporations.

Fundamental Table

Metric	Value
Market Cap	₹36,706 crore
P/E Ratio	7.73
EPS	₹86.33
Dividend Yield	1.35%
ROCE	7.46%
ROE	13.56%
Debt to Equity	9.97

Key Metrics Table

Metric	Value
52 Week High	₹826.75
52 Week Low	₹432.00
Book Value per Share	₹636.69
Price to Book Value	1.05
Free Float	59.97%
Promoter Holding	40.31%

Peers & Comparison Table

Company	Market Cap (₹ Cr)	P/E Ratio	ROE (%)
LIC Housing Finance	36,706	7.73	13.56
HDFC	513,160	27.17	15.86
PNB Housing Finance	10,748	13.91	9.78
Can Fin Homes	11,612	13.78	16.51
Indiabulls Housing Finance	8,185	10.13	3.92

LIC Housing Finance share price Target Tomorrow

Price Type	Change
Maximum	+₹21.63
Minimum	-₹42.25

LIC Housing Finance share price Target 2024

LIC Housing Finance will develop steadily in 2024 as India housing demand rises and the government promotes affordable homes. Revenue could rise as the firm expands its retail loan portfolio and improves asset quality. In 2024, we expect LICHSGFIN share price to be between ₹550 and ₹850.

Year	Minimum Price (₹)	Maximum Price (₹)
2024	550	850

Month	Minimum Price (₹)	Maximum Price (₹)
January	500	650
February	600	700
March	550	650
April	620	700
May	600	690
June	600	800
July	750	800
August	600	800
September	650	750
October	680	750
November	700	800
December	720	850

LIC Housing Finance share price Target 2025

LIC Housing Finance could profit from its excellent brand and rising digital lending uptake in 2025. The company technology and data analytics expenditures should pay off, raising share prices. We expect LICHSGFIN share price to reach between ₹700 and ₹1000 in 2025.

Year	Minimum Price (₹)	Maximum Price (₹)
2025	700	1000

Month	Minimum Price (₹)	Maximum Price (₹)
January	700	850
February	710	860
March	720	870
April	740	880
May	765	890
June	775	900
July	785	920
August	795	940
September	805	960
October	815	980
November	825	990
December	850	1000

Share price Target 2030

LIC Housing financing is expected to dominate India’s housing financing business by 2030. The company long-term digital transformation, product innovation, and customer-centric attitude could boost revenue. We predict LICHSGFIN share price to reach between ₹1500 and ₹2000 by 2030.

Year	Minimum Price (₹)	Maximum Price (₹)
2030	1500	2000

Month	Minimum Price (₹)	Maximum Price (₹)
January	1500	1550
February	1525	1575
March	1550	1600
April	1575	1625
May	1600	1650
June	1625	1700
July	1650	1750
August	1675	1800
September	1700	1850
October	1750	1900
November	1800	1950
December	1850	2000

Share Price Target 2050

Projecting 2050 share values requires conjecture owing to the lengthy time horizon. We may predict a range if LIC Housing Finance continues its growth track and reacts to market changes. LICHSGFIN may dominate the Asian housing finance sector by 2050, with a share price between ₹5000 and ₹7000.

Year	Minimum Price (₹)	Maximum Price (₹)
2050	5000	7000

Month	Minimum Price (₹)	Maximum Price (₹)
January	5000	5200
February	5100	5300
March	5200	5400
April	5300	5500
May	5400	5600
June	5500	5800
July	5600	6000
August	5700	6200
September	5800	6400
October	5900	6600
November	6000	6800
December	6200	7000

Should I buy LIC Housing Finance stock?

Year	Minimum Price (₹)	Maximum Price (₹)
2024	550	850
2025	700	1000
2030	1500	2000
2050	5000	7000

Many variables must be considered while buying LIC Housing Finance shares. LIC, its parent firm, supports the home finance business’s strong loan portfolio and market position. These indicators predict long-term growth. Investors may also consider interest rate variations, regulatory changes, and housing financing competition. Before investing, study your financial objectives and risk tolerance.

LIC Housing Finance Ltd earning results

Revenue growth and profit margins have been consistent at LIC Housing Finance. Expanding its loan book while preserving asset quality has helped the company finances.

Quarter	Revenue (₹ Cr)	Net Profit (₹ Cr)	EPS (₹)
Q1 FY24	5,979.89	1,301.95	23.64
Q4 FY23	5,768.91	1,180.29	21.42
Q3 FY23	5,870.08	480.30	8.72
Q2 FY23	5,600.80	305.83	5.55

Expert forecasts on the future of LIC Housing Finance Ltd.

Professionals are optimistic about LIC Housing Finance future. Many analysts expect the company strong brand, vast distribution network, and technology-driven expansion to fuel long-term success. Important expert projections include:

1. Affordable housing expansion backed by government efforts.
2. Cost reductions and financing mix may boost margins.
3. Non-housing lending opportunities, especially loans against property.
4. Future digital transformation advantages.
5. Potential geographic and consumer growth.

Is LIC Housing Finance stock good to buy? (bull case & bear case)

Bull Case:

1. Strong market position in India’s rising home financing industry
2. Parent company LIC backing, stability, and trust
3. Regular financial performance and good assets
4. Affordable housing and non-housing loan growth potential
5. Continuous digital efforts to improve efficiency and customer satisfaction

Bear Case:

1. Interest rate risk impacting net interest margins
2. Intense rivalry between banks and NBFCs in home financing
3. Regulatory developments that might affect lending and profitability
4. Possible asset quality issues during economic downturns
5. Dependence on wholesale finance sources may affect liquidity in tight markets.

Conclusion

LIC Housing Financing Ltd. is a major housing financing company in India. The firm is poised for development due to its strong brand, wide distribution network, and technology-driven expansion. This article’s share price projections are based on current trends and expert analysis, but investors should remember that the stock market is unpredictable and vulnerable to internal and external influences. Before investing, you must study, assess your risk tolerance, and contact a financial expert.

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