Oracle Financial Services Software Share Price Target 2025, 2026, 2030, 2040, 2050

Oracle Financial Services Software is an Indian company that makes software and technology for banks, insurance companies, and other financial businesses. Its products include FLEXCUBE Universal Banking, systems for loans and treasury management, and virtual account management. The company also uses AI and cloud technology to make services faster and smarter for financial institutions. It works in different parts of the financial industry, provides consulting and IT support, and operates in the Americas, Europe, Asia-Pacific, the Middle East, and Africa.

What is Oracle Financial Services Software Ltd NSE: OFSS?

Oracle Financial Services Software was established in 1990 in Mumbai by Rajesh Hukku, Deepak Ghaisas, and R. Ravisankar. It is an Indian company and part of Oracle Corporation. The company makes software for banks, insurance companies, and other financial businesses around the world. Its main products include banking software (FLEXCUBE), tools for managing risks and rules, payment systems, loan and asset management, insurance systems, and business analytics. It also provides business support services through its PrimeSourcing division. As of March 2024, it earned ₹6,373 crore in revenue, ₹2,219 crore in profit, and had 8,754 employees.

Oracle Financial Share Price Target

Oracle Financial Share Price Target 2025

The company is a part of Oracle Corporation. It makes smart and easy software for banks, insurance companies, and other financial businesses around the world. The company’s main goal is to help financial institutions work better, do less manual work, and serve their customers faster. It gives complete digital banking and financial solutions that help banks manage risks, follow rules, and update their old systems. Its modern technology helps banks move to new digital platforms that are simple, safe, and easy to use. In 2025, its share price target would be ₹14084, as per stock market analysts.

According to stock market analysts, its share price would be between ₹7038 to ₹14084 in 2025.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2025	7038	14084

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	8941	12879
February	7545	9514
March	7131	8151
April	7038	8899
May	7933	8883
June	8267	9775
July	8445	9148
August	8274	8932
September	8141	9950
October	7788	10400
November	7881	11381
December	8277	14084

Oracle Financial Gas Share Price Target 2026

Its core banking system is one of its most popular products. It helps banks manage their main work, like deposits, loans, accounts, and money transfers, all in one place. This system works on the cloud, which makes it faster, safer, and easier to take care of. The company’s cloud tools are flexible, so banks can add or change features as their business grows. Its modern design also lets banks update small parts of the system when needed instead of changing the whole thing. In 2026, its share price target would be ₹21418, as per stock market analysts.

Its share price would be between ₹13587 to ₹21418 in 2026, as per stock market analysts.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2026	13587	21418

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	13587	15251
February	13854	15871
March	14262	16356
April	14580	16889
May	14874	17251
June	15235	17580
July	15847	18262
August	16684	18784
September	17251	19320
October	17674	19785
November	18351	20257
December	19357	21418

Share Price Target 2027

Its financial services software provides many products that cover almost every part of banking and finance. These include tools for opening accounts, managing loans, making payments, handling treasury work, following rules, and studying data. It gives all these tools in one system, so banks don’t have to use many different software programs. This helps them work more easily and manage everything better. In 2027, its share price target would be ₹28143, as per stock market analysts.

According to stock market analysts, its share price would be between ₹20745 to ₹28143 in 2027.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2027	20745	28143

Share Price Target 2028

It offers an easy-to-use cloud-based system for lending and leasing. This system helps banks and finance companies manage personal and business loans, lease deals, and payment collections. It handles the whole process from when someone applies for a loan to when they finish paying it back. The platform works with many types of loans, different currencies, and countries, so it’s useful for global businesses. In 2028, its share price target would be ₹34934, as per stock market analysts.

Its share price would be between ₹27457 to ₹34934 in 2028, as per stock market analysts.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2028	27457	34934

Share Price Target 2029

Its financial services software is built with an open design, which means it can easily connect with other systems used by banks and financial companies. It provides many APIs, tools that let software talk to each other, so different systems, like credit checks, fraud detection, or customer databases, can work together easily. This makes it simple for banks to change or improve the system to fit their needs. In 2029, its share price target would be ₹41322, as per stock market analysts.

According to stock market analysts, its share price would be between ₹34251 to ₹41322 in 2029.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2029	34251	41322

Oracle Financial share price Target 2030

The company uses Artificial Intelligence (AI) and data analysis in its financial software. These tools help banks study customer data, predict loan risks, detect fraud quickly, and make smarter decisions. AI also helps banks understand what customers want, so they can offer personalised services and make them happier. Advanced data analysis helps managers track performance, profits, and areas that need improvement. In 2030, its share price target would be ₹47643, as per stock market analysts.

Its share price would be between ₹40520 to ₹47643 in 2030, as per stock market analysts.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2030	40520	47643

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	40520	41982
February	41257	42745
March	41856	43365
April	42558	43841
May	42779	44257
June	43125	44758
July	43520	44930
August	43758	45251
September	44521	45785
October	44850	46200
November	45532	46785
December	45858	47643

Share Price Target 2040

Its financial services software helps banks go digital and make banking easier for customers. It has mobile and web platforms where people can open accounts, pay bills, or apply for loans quickly and easily. The software works well on different devices, so a customer can start on one device and finish on another without any problems. It helps with tools like chatbots, instant payments, and personal dashboards, offering simple, modern, and user-friendly digital banking services that make banking faster and more convenient for everyone. In 2040, its share price target would be ₹75213, as per stock market analysts.

According to stock market analysts, its share price would be between ₹68606 to ₹75213 in 2040.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2040	68606	75213

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	68606	69354
February	69000	70125
March	69251	70784
April	69525	71251
May	69785	71787
June	70125	72254
July	70540	72684
August	70750	73320
September	71250	73785
October	71684	74251
November	72251	74745
December	73250	75213

Share Price Target 2050

It keeps improving its financial services software by adding new AI-based features. These tools help banks make automatic decisions, predict risks, and set smart prices. AI also helps find fraud and handle repeated tasks automatically. Its research teams work with banks and financial companies worldwide to understand new needs and trends. This way, its technology stays modern, reliable, and ready to help banks handle the fast-changing world of digital finance. In 2050, its share price target would be ₹96871, as per stock market analysts.

Its share price would be between ₹90631 to ₹96871 in 2050, as per stock market analysts.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2050	90631	96871

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	90631	91880
February	90923	92235
March	91251	92532
April	91751	93874
May	92335	94124
June	92750	94451
July	92932	94784
August	93251	94992
September	93754	95120
October	94521	95521
November	95210	96121
December	95568	96871

Should I buy Oracle Financial stock?

Year	Minimum Price (Rs)	Maximum Price (Rs)
2025	7038	14084
2026	13587	21418
2027	20745	28143
2028	27457	34934
2029	34251	41322
2030	40520	47643
2040	68606	75213
2050	90631	96871

It makes software and technology for banks, insurance companies, and other financial businesses worldwide. Its stock is currently expensive, but experts believe it could grow in the future. The company is expected to increase its revenue and profits steadily. Analysts suggest it as a “Buy” because it has strong business potential, but since the stock is trading higher than its true value, investors should think carefully, consider their risk, and decide if it is right for them before buying.

Oracle Financial earnings results

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Sales +	4,861	4,984	5,221	5,698	6,373	6,847	6,958
Expenses +	2,633	2,515	2,723	3,227	3,590	3,770	3,882
Operating Profit	2,229	2,469	2,499	2,471	2,782	3,076	3,076
OPM %	46%	50%	48%	43%	44%	45%	44%
Other Income +	177	132	134	192	342	304	329
Interest	47	19	12	13	28	0	-8
Depreciation	106	104	93	81	74	69	69
Profit before tax	2,252	2,477	2,528	2,570	3,022	3,311	3,343
Tax %	35%	29%	25%	30%	27%	28%
Net Profit +	1,462	1,762	1,889	1,806	2,219	2,380	2,405
EPS in Rs	170.26	204.72	219.00	209.05	256.07	273.95	276.95
Dividend Payout %	106%	98%	87%	108%	94%	97%

Key Metrics

TTM PE Ratio	PB Ratio	Dividend Yield	Sector PE	Sector PB	Sector Div Yld
33.74	9.70	2.84%	26.68	7.04	2.73%

Peers & Comparison

Stock	PE Ratio	PB Ratio	Dividend Yield
Oracle Financial Services Software Ltd	34.10	9.70	2.84%
Persistent Systems Ltd	58.53	12.97	0.67%
L&T Technology Services Ltd	36.00	7.48	1.28%
Tata Elxsi Ltd	42.77	11.74	1.39%

Is Oracle Financial stock good to buy? (bull case & bear case)

Bull Case:

• Its revenue is expected to grow around 10.8% in FY26, showing the company is likely to keep increasing its sales.
• Earnings per share (EPS) are projected to rise by about 12.95% this year, meaning the company is likely to make more profit for its shareholders.
• The company works in many areas of banking, insurance, and financial services, so if one area slows down, other areas can keep the business strong.
• It provides modern cloud-based and AI-driven software, helping banks improve their systems and get more customers.
• The company has a high return on equity of 27.8%, showing it uses its money efficiently to make profits.
• The company is almost debt-free, which reduces financial risk.
• It has been maintaining a healthy dividend payout of 99.3%, giving regular income to shareholders.

Bear Case:

• The stock is trading above its estimated intrinsic value of ₹4,979, which may mean it is expensive right now.
• The company depends a lot on big banks and corporate clients, which can be risky if they spend less on technology.
• Global rule changes and regulations could increase costs and slow down the adoption of new software.

Conclusion

It is an Indian company that makes software and technology for banks, insurance companies, and other financial businesses worldwide. Its products include FLEXCUBE banking software, systems for loans and treasury management, and virtual account tools, and it uses AI and cloud technology to make services faster and smarter. The company has been growing steadily, earns good profits, has almost no debt, and pays high dividends, showing it is financially strong. Analysts expect the stock to go up in the future, but it is currently priced higher than its true value.

FAQs