Reliance Home Finance(RHFL) Share Price Target 2025, 2026, 2030, 2040, 2050

Reliance Home Finance is an Indian company that offers various types of loans to help individuals purchase, construct, or renovate their property, using property as security. These include home loans, affordable housing loans, loans against property, and loans for construction. The company also offers an online platform that simplifies the loan application process for individuals. It is officially approved by the National Housing Bank and is part of Reliance Capital, which belongs to the Anil Dhirubhai Ambani Group.

What is Reliance Home Finance Ltd. NSE: RHFL?

Reliance Home Finance was started in 2008 by the Anil Ambani-led Reliance Group. It provides home loans, loans against property, and money for building houses to people across India. The company grew quickly and served over 36,000 customers, with loans worth nearly ₹19,000 crore. But later, it faced big problems because of poor management and misuse of money. This led to action by government agencies, who fined the company and banned its owners from trading in the market.

Share Price Target Tomorrow

The stock has struggled much and finally broken down the resistance of the daily time frame since 2022. The stock has shown a good bullish move over the past months. If you plan to buy this stock, then wait for the retracement because the stock has shown a sharp bullish move, and it is recorded from the past data that after a sharp movement, a retracement is necessary to move in the same direction. So wait for the right time to trade on it.

Day	Minimum Price (Rs)	Maximum Price (Rs)
Tomorrow	-0.29	+0.57

RHFL share price Target 2025

It mostly helps people who are self-employed or don’t have regular proof of income. In the past, it had financial problems, but it is slowly improving. It had a small loss recently, which is much better than before, and earlier it even made a profit. Its share price has been going up, showing that investors are becoming interested again. But the company still earns very little money and is working to fix old financial issues, so people should be careful if they want to invest in the short term. In 2025, its share price target would be ₹14.62, as per our prediction.

Its share price would be between ₹2.80 to ₹14.62 in 2025, as per our analysis.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2025	2.80	14.62

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	2.80	3.91
February	3.06	3.92
March	2.92	3.88
April	3.09	3.70
May	2.82	5.04
June	5.18	8.90
July	6.36	9.64
August	7.68	10.78
September	8.65	11.64
October	8.36	12.64
November	10.56	13.00
December	12.15	14.62

RHFL Share Price Target 2026

It helps individuals buy, build, or improve their homes. The company understands the needs of its customers and offers simple loan options with low interest rates, quick processing, and easy monthly payments. It provides flexible loan plans that fit different situations. Interest is charged only on the remaining loan amount, and a grace period is available for those building a home. Loans are available for buying a home, land, or for construction and renovation. Applicants need to provide basic documents. In 2026, its share price target would be ₹24.34, as per our analysis.

By our prediction, its share price would be between ₹12.15 to ₹24.34 in 2026.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2026	12.15	24.34

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	12.15	15.25
February	13.58	16.84
March	14.88	17.25
April	15.27	17.84
May	16.33	18.74
June	16.90	19.64
July	18.25	20.78
August	19.33	21.98
September	20.21	22.21
October	21.75	23.41
November	22.35	23.88
December	22.90	24.34

Share price Target 2027

The company has built a strong reputation by providing good service. The company focuses on providing quality service, growing the company, hiring skilled workers, managing risks carefully, and running the company well. Their main goals are to give quick and reliable services, meet customer needs with products made just for them, use easy and affordable technology, follow good HR practices, support community programs, and keep improving how they work to serve customers better. In 2027, its share price target would be ₹34.24, as per our prediction.

Its share price would be between ₹22.90 to ₹34.24 in 2027, as per our analysis.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2027	22.90	34.24

Share price Target 2028

The company keeps working to improve and wants to be a modern digital finance company that uses the newest technology to make sure services are reliable all the time. It also wants to be the best place for people to work by making sure employees are skilled. The company cares not just about making money but also about helping the community and the economy. Their goal is to be the finance company that people in Nepal trust and choose first for their financial needs. In 2028, its share price target would be ₹44.52, as per our analysis.

By our prediction, its share price would be between ₹32.77 to ₹44.52 in 2028.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2028	32.77	44.52

Share price Target 2029

The company made partnerships with well-known businesses like Pizfire Pizza Café and several hospitals to offer better services. It started new services such as Mobile Banking with the FonePay app and introduced safer debit cards with chips to make banking easier and safer for customers. From the beginning, it offered ATM and debit card services and became known as a trusted financial company approved by the Nepal Rastra Bank. Over time, the company has worked hard to improve its services and use better technology to serve its customers well. In 2029, its share price target would be ₹55.17, as per our analysis.

By our prediction, its share price would be between ₹42.84 to ₹55.17 in 2029.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2029	42.84	55.17

RHFL share price Target 2030

It has launched a mobile banking service to make the service easy for customers. Now, customers can quickly check their bank balance, send money to any account, pay bills, recharge their mobile phones, and do many other things right from their phones. The service works instantly with the banks it partners with and is available in both Nepali and English. It can be used on Android and iPhone using the internet or SMS. Customers get alerts for transactions, can see their balance and account statements, send money, and request cheque books. In 2030, its share price target would be ₹64.54, as per our prediction.

Its share price would be between ₹42.84 to ₹64.54 in 2030, as per our analysis.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2030	42.84	64.54

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	42.84	44.84
February	43.65	46.55
March	44.32	47.91
April	44.84	48.36
May	45.77	49.80
June	46.32	51.25
July	48.33	52.47
August	49.14	54.25
September	50.23	55.35
October	52.24	57.65
November	54.25	61.24
December	59.25	64.54

Share price Target 2040

It has started QR Scan and Withdraw to help customers get cash more easily. Instead of using a cheque book or ATM card, customers can just scan a special QR code at any branch teller using the Reliance Finance Smart Banking app to withdraw money. This service is safe and easy to use, and it works at all branches across the country. It lets customers take out cash without needing any cards, making the process faster and more secure. This new service makes it simple and convenient for everyone to get their money when they need it. In 2040, its share price target would be ₹113.84, as per our analysis.

By our prediction, its share price would be between ₹102.47 to ₹113.84 in 2040.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2040	102.47	113.84

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	102.47	105.57
February	103.84	106.23
March	104.77	107.65
April	105.23	108.11
May	105.90	109.12
June	106.87	111.21
July	107.89	112.35
August	108.65	113.74
September	109.84	114.32
October	110.45	115.74
November	112.45	117.15
December	114.74	118.90

Share Price Target 2050

It has joined with Nepal Clearing House Limited to offer a service called NCHL-IPS. This service lets you send and receive money quickly and safely between bank accounts at different banks. You can pay money to someone or get money from them without using cash or cheques. You can also set up regular payments to happen automatically. This helps you get money faster and makes managing your money easier. You only need one bank account to do many types of money transfers with different banks, so banking becomes simple and convenient. In 2050, its share price target would be ₹186.68, as per our prediction.

Its share price would be between ₹170.45 to ₹186.68 in 2050, as per our analysis.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2050	170.45	186.68

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	170.45	174.57
February	171.65	175.88
March	173.25	176.90
April	172.55	178.66
May	173.90	179.60
June	175.35	181.21
July	178.32	183.74
August	179.65	184.25
September	181.74	185.36
October	183.25	186.36
November	184.56	188.61
December	186.23	191.78

Should I buy RHFL stock?

Year	Minimum Price (Rs)	Maximum Price (Rs)
2025	2.80	14.62
2026	12.15	24.34
2027	22.90	34.24
2028	32.77	44.52
2029	42.84	55.17
2030	42.84	64.54
2040	102.47	113.84
2050	170.45	186.68

The company has started to improve. It has reduced its debt, made profits recently, and was bought by a big investor, which has made more people interested in its stock. The stock price has also gone up in the last few weeks. But the company still earns very little money, and it has had serious money and management problems in the past, which are not fully fixed yet. So, this stock may only be a good choice for people who clearly understand the risks, can handle sudden changes in price, and are ready to keep a close eye on how the company is doing.

RHFL earnings results

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Sales +	1,600	840	293	391	1	0
Expenses +	829	1,920	6,802	-8,933	3	3
Operating Profit	771	-1,081	-6,509	9,324	-2	-3
OPM %	48%	-129%	-2,220%	2,384%	-381%	-1,464%
Other Income +	2	0	0	-277	0	28
Interest	1,337	1,220	1,185	32	1	1
Depreciation	4	3	212	2	0	0
Profit before tax	-567	-2,303	-7,906	9,014	-4	24
Tax %	-34%	-34%	-31%	40%	0%	-0%
Net Profit +	-375	-1,520	-5,440	5,419	-4	24
EPS in Rs	-7.74	-31.33	-112.14	111.71	-0.07	0.50
Dividend Payout %	0%	0%	0%	0%	0%	0%

Key Metrics

TTM PE Ratio	PB Ratio	Dividend Yield	Sector PE	Sector PB	Sector Div Yld
14.37	-4.70	—	16.82	2.53	1.18%

Peers & Comparison

Stock	PE Ratio	PB Ratio	Dividend Yield
Reliance Home Finance Ltd	14.37	-4.70	—
LIC Housing Finance Ltd	6.10	1.06	1.66%
PNB Housing Finance Ltd	14.20	1.84	0.47%
Aptus Value Housing Finance India Ltd	21.11	4.21	1.42%

Is RHFL stock good to buy? (bull case & bear case)

Bull Case:

• It made a profit of ₹4.01 crore in the first half of FY25.
• Loss in Q4 FY25 came down to ₹68.8 lakh, which is 89.8% better than last year.
• The stock price jumped over 30% in the last few weeks.
• Authum Investment bought the company in a ₹3,351 crore deal, showing confidence.
• The current price is almost double its estimated value of ₹2.16 per share.
• More and more retail investors are showing interest in the stock.
• The company has reduced its debt, which is a good sign.

Bear Case:

• The company earned only ₹0.2 lakh in revenue in Q4 FY25, which is extremely low.
• SEBI has raised ₹130 crore worth of claims over the past financial issues.
• Sales have dropped by 83.1% over the last five years, showing poor growth.
• Promoters own only 0.74% of the company, which is very low.

Conclusion

It helps people get loans to buy or fix their homes. It grew quickly in the past but faced big money and management problems. Recently, the company started making some profit again, lowered its debt, and was bought by a big investor, which made its stock more interesting to buyers. But the company still makes very little money, has some legal and financial issues, and its main owners own very few shares now. Because of these good and bad points, the stock might go up, but it is still very risky. So, only people who are okay with taking risks and paying close attention should think about buying it.

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