S P Capital Financing Share Price Target 2025, 2026, 2030, 2040, 2050

S P Capital Financing is a finance company. It is not a bank but provides financial services like trading in shares, bonds, and other investments. The company makes money from interest, dividends, and selling investments. It is registered with the Reserve Bank of India as a non-banking financial company. The company is led by Sureshchand Premchand Jain and supported by other directors. As of September 2025, the company’s total market value is around ₹29–30 crore. It also gives good dividends to its shareholders.

What is S P Capital Financing Ltd NSE: SPCAPIT?

S P Capital Financing was established in 1983 in Mumbai. It is led by its Chairman and Managing Director, Sureshchand Premchand Jain. It is a public Non-Banking Financial Company that first worked as a consultancy firm and later provides services like leasing, bill discounting, investing in shares, and merchant banking. The company’s recent results show good growth in revenue and profit. It has a market value of around ₹29–30 crore.

S P Capital Financing Share Price Target

S P Capital Financing Share Price Target 2025

It uses simple and strong business processes to manage the company. These processes contribute to better governance, enhance performance, deliver high-quality services, and increase shareholder value. The company understands that not every situation can be handled with the same method, so it chooses solutions based on specific needs and legal rules. Its systems and policies are clear, easy to follow, and written in manuals that help in learning and management. It also shares its knowledge and experience within its group companies so that everyone connected can benefit. In 2025, its share price target is expected to be ₹73, according to stock market analysts.

According to stock market analysts, its share price would be between ₹38 to ₹73 in 2025.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2025	38	73

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	45	73
February	43	64
March	48	58
April	42	61
May	42	53
June	41	51
July	44	54
August	43	54
September	41	57
October	40	63
November	43	65
December	54	73

S P Capital Financing Share Price Target 2026

The company works for long-term growth. It has a Code of Conduct which guides every activity, and both managers and employees must follow these rules along with the laws of the country where they work. They should make independent decisions and must share if they have any personal or professional interests that may create a conflict with their duties. The company does not allow bribes or unfair gifts, and no one working for it should give or accept anything that could affect a decision. Only small and simple gifts, like promotional items during festivals or events, are allowed if they are just customary and not given to gain any benefit. In 2026, its share price target is expected to be ₹117, according to stock market analysts.

Its share price would be between ₹70 to ₹117 in 2026, as per stock market analysts.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2026	70	117

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	70	75
February	73	80
March	75	83
April	74	87
May	77	89
June	80	93
July	81	97
August	83	100
September	85	102
October	87	108
November	88	113
December	92	117

Share price Target 2027

It provides products and services that are reliable, giving customers good value according to their needs. The company focuses on quality, strength, and trust, and always follows the laws and standards of the markets where it works. It does not make false promises and always works to keep its service standards high. Customer complaints and warranty issues are solved with care and without causing extra trouble. The company does not support any illegal or harmful activities, and its brochures and marketing material clearly share possible risks and how to reduce them. In 2027, its share price target would be ₹162, as per stock market analysts.

According to stock market analysts, its share price would be between ₹112 to ₹162 in 2027.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2027	112	162

Share price Target 2028

It makes partnerships in India and other countries with companies that can improve its products and services and support its growth. The company works only with partners who share the same values and ways of doing business. It focuses on building strong and long-lasting relationships with suppliers, customers, and partners, including joint ventures, while always being fair, honest, and transparent. In 2028, its share price target is expected to be ₹209, according to stock market analysts.

According to stock market analysts, its share price would be between ₹157 to ₹209 in 2028.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2028	157	209

Share price Target 2029

All records of the customers are maintained according to the rules, laws, and accounting standards of the place where it operates. The company took extra efforts to keep records accurate, protect assets, and prevent fraud or misuse. Reports for management are prepared with the same care as official accounts, and any results shared are always clear and never misleading. In 2029, its share price target would be ₹254, as per stock market analysts.

Its share price would be between ₹200 to ₹254 in 2029, as per stock market analysts.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2029	200	254

S P Capital Financing share price Target 2030

It does not support or join any political party. It does not give money or help for political purposes. The company works with the government, trade groups, and business associations to protect and grow its business. Employees can take part in politics or trade associations as long as it does not cause a conflict with their work or interests. If they do, they must make it clear that they are acting for themselves and not for the company. It only speaks about political issues when they directly affect its business. In 2030, its share price target would be ₹300, as per stock market analysts.

According to stock market analysts, its share price would be between ₹248 to ₹300 in 2030.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2030	248	300

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	248	262
February	250	267
March	251	272
April	253	276
May	257	281
June	255	283
July	256	285
August	258	287
September	265	290
October	273	293
November	275	294
December	281	300

Share price Target 2040

The company maintains a relationship with its investors with honesty. The company provides important information quickly to follow the law and keep confidential details safe. It listens to investors’ opinions during meetings, including general meetings, and answers their questions as fully as possible. The company never shares special information with some investors in a way that would give them an unfair advantage over others.  In 2040, its share price target would be ₹615, as per stock market analysts.

Its share price would be between ₹551 to ₹615 in 2040, as per stock market analysts.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2040	551	615

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	551	567
February	555	572
March	557	577
April	560	580
May	562	583
June	567	585
July	570	587
August	573	592
September	578	594
October	581	600
November	583	607
December	587	615

Share Price Target 2050

It makes sure its Code of Conduct is followed and reviewed regularly. The Corporate Governance Cell and the Board of Directors ensure that all employees understand the rules and follow them. Employees can ask the Corporate Governance Cell for guidance if they have questions, and they should be careful about situations that could lead to wrong actions. The Corporate Governance Cell monitors compliance, reviews the Code from time to time, and suggests changes when needed. In 2050, its share price target would be ₹967, as per stock market analysts.

According to stock market analysts, its share price would be between ₹903 to ₹967 in 2050.

Year	Minimum Price (Rs)	Maximum Price (Rs)
2050	903	967

Month	Minimum Price  (Rs)	Maximum Price (Rs)
January	903	915
February	909	922
March	912	929
April	914	935
May	917	938
June	925	942
July	927	947
August	931	952
September	937	955
October	940	957
November	944	563
December	950	967

Should I buy S P Capital Financing stock?

Year	Minimum Price (Rs)	Maximum Price (Rs)
2025	38	73
2026	70	117
2027	112	162
2028	157	209
2029	200	254
2030	248	300
2040	551	615
2050	903	967

The company has shown good revenue growth and increasing profits, with reasonable earnings per share and regular dividends. Its stock looks cheaper than that of similar companies. Some experts suggest the stock price may go up in the future. However, as a small company, it faces risks like limited trading, market ups and downs, and possible financial problems. Its finanical looks good but as it is small company you could seen ups and down more compared to other stocks, so if you ok with it you could take the chance at your own risk.

S P Capital Financing earnings results

	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Sales +	2.48	5.85	0.84	1.57	2.55	5.49	8.10
Expenses +	2.25	0.29	0.41	0.65	0.80	1.17	1.17
Operating Profit	0.23	5.56	0.43	0.92	1.75	4.32	6.93
OPM %	9.27%	95.04%	51.19%	58.60%	68.63%	78.69%	85.56%
Other Income +	0.00	0.00	1.52	0.00	0.00	0.14	0.43
Interest	0.01	0.09	0.11	0.11	1.01	2.93	3.63
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit before tax	0.22	5.47	1.84	0.81	0.74	1.53	3.73
Tax %	27.27%	0.55%	22.28%	23.46%	22.97%	39.87%
Net Profit +	0.16	5.44	1.43	0.63	0.57	0.92	2.77
EPS in Rs	0.27	9.05	2.38	1.05	0.95	1.53	4.61
Dividend Payout %	0.00%	5.52%	0.00%	95.40%	105.44%	32.66%

Key Metrics

TTM PE Ratio	PB Ratio	Dividend Yield	Sector PE	Sector PB	Sector Div Yld
10.85	0.55	1.00%	16.80	2.28	1.04%

Peers & Comparison

Stock	PE Ratio	PB Ratio	Dividend Yield
S P Capital Financing Ltd	33.03	0.55	1.00%
Aditya Birla Capital Ltd	22.55	2.32	—
Motilal Oswal Financial Services Ltd	25.38	5.70	0.47%
Authum Investment & Infrastructure Ltd	12.37	3.57	—

Is S P Capital Financing stock good to buy? (bull case & bear case)

Bull Case:

• The company’s revenue has an annual growth rate (CAGR) of 71.86% over the past three years.
• The company provides a dividend payout of 77.8%
• The company’s profit margins have improved.
• Some analysts believe the stock price could go up in the next year.
• Big institutions like LIC, SBI, and Bank of Baroda own more than 60% of the company, adding stability.
• The company has a low debt-to-equity ratio of 0.2, meaning it is financially safe.

Bear Case:

• The company’s market share has dropped from 8% to 6% over the past three years.
• The company has a low return on equity of 2.98% over the last 3 years.
• Growth in new investors has slowed to 5%, compared to 15% for competitors.
• The company’s small market capitalisation of around ₹30 crore may lead to low trading and limited liquidity.

Conclusion

It is a finance company that has been growing its revenue and profits and gives regular dividends to shareholders. Its stock is cheaper than that of many similar companies, and some experts think the price could go up. Big institutions own a large part of the company, which makes it more stable, and it has low debt, so it is financially safe. But because it is a small company, there are risks like less trading, price ups and downs, and lower profits compared to bigger companies.

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