Sammaan Capital Share Price Target 2026, 2027, 2030, 2040, 2050
Sammaan Capital is a big finance company in India that mainly gives home loans. It is a non-banking financial company (NBFC) and follows the rules of the Reserve Bank of India. The company gives home loans, loans against property, and loans to small and medium businesses. It has more than 220 branches in 22 states and serves over 1.6 million customers. It mainly focuses on affordable housing and also gives loans for home repair and renovation. The company uses digital services and a mobile app to make the loan process simple and easy for customers across India.
What is Sammaan Capital Ltd NSE: SAMMAANCAP?
Sammaan Capital was established in 2005, and its head office is in Mumbai, Maharashtra, India. It was founded by Sameer Gehlaut. Earlier, the company was known as Indiabulls Housing Finance Ltd, and it changed its name in 2024. It is a big finance company (NBFC) that mainly gives home loans and loans against property to people and businesses. It also gives loans to small and medium businesses to help them grow. The company works under the rules of the Reserve Bank of India.
The company was earlier called Indiabulls Housing Finance and changed its name in 2024 to start a new chapter with a stronger focus on customers. It works under the rules of the Reserve Bank of India, which makes sure it follows proper financial guidelines. It helps people, families, and businesses who need money to buy a house, improve property, or manage business expenses. Over the years, it has earned the trust of many customers by giving simple and reliable loan services across India. In 2026, its share price target would be ₹410, as per stock market analysts.
According to stock market analysts, its share price would be between ₹99 to ₹410 in 2026.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2026 | 99 | 410 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 130 | 152 |
| February | 122 | 180 |
| March | 99 | 225 |
| April | 114 | 234 |
| May | 135 | 268 |
| June | 178 | 300 |
| July | 200 | 321 |
| August | 221 | 342 |
| September | 256 | 368 |
| October | 278 | 384 |
| November | 299 | 390 |
| December | 321 | 410 |
It has a large network of branches across the country. It has more than 220 branches in over 150 cities and towns. This makes it easy for customers to visit a nearby branch and get help. The company serves people in big cities as well as small towns, so more families can get housing loans. At each branch, staff members help customers with loan forms, documents, and questions. The company believes that personal service builds strong trust. In 2027, its share price target would be ₹, as per stock market analysts.
According to stock market analysts, its share price would be between ₹ to ₹ in 2027.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2027 | 378 | 668 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 378 | 458 |
| February | 397 | 489 |
| March | 415 | 500 |
| April | 434 | 511 |
| May | 456 | 525 |
| June | 474 | 542 |
| July | 485 | 578 |
| August | 500 | 590 |
| September | 512 | 611 |
| October | 525 | 625 |
| November | 541 | 645 |
| December | 574 | 668 |
The company gives loans to people who want to buy, build, or repair their homes. It offers flexible repayment options and longer time periods so that monthly EMIs are easier to pay. Customers can check their loan amount and EMI online before applying. The loan process is kept simple with clear documents and faster approval. The company guides customers step by step so they understand everything clearly. In 2028, its share price target would be ₹923, as per stock market analysts.
According to stock market analysts, its share price would be between ₹647 to ₹923 in 2028.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2028 | 647 | 923 |
It also gives loans to small and medium businesses. These loans help business owners manage daily expenses, buy equipment, or expand their work. Small businesses are very important for India’s growth, and easy loans help them move forward. The company understands that self-employed people may not always get easy bank loans. So, it provides secured loan options that are simple to manage and repay. In 2029, its share price target would be ₹1165, as per stock market analysts.
According to stock market analysts, its share price would be between ₹889 to ₹1165 in 2029.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2029 | 889 | 1165 |
The company also uses technology to make services simple and fast. Through its website and mobile app, customers can apply for loans, upload documents, and track their application from home. This saves time and reduces paperwork. Online tools like EMI calculators help customers plan better before taking a loan. Digital services also make the process clear and easy to understand. In 2030, its share price target would be ₹1400, as per stock market analysts.
According to stock market analysts, its share price would be between ₹1121 to ₹1400 in 2030.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2030 | 1121 | 1400 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 1121 | 1224 |
| February | 1142 | 1254 |
| March | 1150 | 1278 |
| April | 1162 | 1300 |
| May | 1174 | 1321 |
| June | 1184 | 1335 |
| July | 1198 | 1347 |
| August | 1211 | 1352 |
| September | 1225 | 1374 |
| October | 1242 | 1385 |
| November | 1256 | 1389 |
| December | 1284 | 1400 |
It follows clear and honest lending practices. It clearly explains interest rates, fees, and repayment terms before giving a loan. This helps customers know exactly what they are agreeing to. Since it works under RBI rules, it follows proper financial standards. The company also checks carefully if a borrower can repay the loan comfortably. This reduces the risk of financial problems later. In 2040, its share price target would be ₹2500, as per stock market analysts.
According to stock market analysts, its share price would be between ₹2219 to ₹2500 in 2040.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2040 | 2219 | 2500 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 2219 | 2300 |
| February | 2245 | 2321 |
| March | 2274 | 2345 |
| April | 2289 | 2365 |
| May | 2300 | 2378 |
| June | 2311 | 2400 |
| July | 2324 | 2411 |
| August | 2335 | 2421 |
| September | 2357 | 2442 |
| October | 2378 | 2456 |
| November | 2389 | 2487 |
| December | 2411 | 2500 |
It plays an important role in India’s housing finance sector. Housing loans also create jobs in construction and related industries. Because of its wide presence and strong financial position, the company is an important name in the mortgage-based NBFC sector. Its services help many families and businesses get formal loans easily. Through its work, it supports economic development and helps improve living standards across the country. In 2050, its share price target would be ₹3710, as per stock market analysts.
According to stock market analysts, its share price would be between ₹3400 to ₹3710 in 2050.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2050 | 3400 | 3710 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 3400 | 3511 |
| February | 3415 | 3532 |
| March | 3425 | 3548 |
| April | 3441 | 3563 |
| May | 3453 | 3584 |
| June | 3460 | 3600 |
| July | 3467 | 3622 |
| August | 3475 | 3634 |
| September | 3485 | 3654 |
| October | 3521 | 3674 |
| November | 3542 | 3690 |
| December | 3550 | 3710 |
Should I buy Sammaan Capital stock?
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2026 | 99 | 410 |
| 2027 | 378 | 668 |
| 2028 | 647 | 923 |
| 2029 | 889 | 1165 |
| 2030 | 1121 | 1400 |
| 2040 | 2219 | 2500 |
| 2050 | 3400 | 3710 |
It focuses on home loans and affordable housing, which is a growing sector. Some large investors have also invested in the company, which can be seen as a positive sign. Its share price can move up and down because of market changes, interest rates, and company results. This means there is some risk, especially if you want short-term profit. If you are thinking about long-term investment and can handle ups and downs, you may study it more.
Sammaan Capital earnings results
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
| Revenue + | 13,219 | 9,998 | 8,988 | 8,719 | 8,579 | 8,676 | 8,916 |
| Interest | 8,512 | 6,939 | 6,242 | 5,636 | 5,307 | 4,791 | 4,990 |
| Expenses + | 2,040 | 1,429 | 1,119 | 1,400 | 1,582 | 6,179 | 2,115 |
| Financing Profit | 2,667 | 1,630 | 1,628 | 1,683 | 1,690 | -2,295 | 1,811 |
| Financing Margin % | 20% | 16% | 18% | 19% | 20% | -26% | 20% |
| Other Income + | 2 | 29 | 6 | 8 | 41 | 2 | 44 |
| Depreciation | 108 | 97 | 77 | 86 | 85 | 83 | 88 |
| Profit before tax | 2,561 | 1,562 | 1,556 | 1,606 | 1,646 | -2,376 | 1,767 |
| Tax % | 15% | 23% | 24% | 30% | 26% | -24% | |
| Net Profit + | 2,200 | 1,202 | 1,178 | 1,130 | 1,214 | -1,807 | 1,281 |
| EPS in Rs | 34.30 | 17.33 | 16.76 | 15.97 | 16.44 | -21.82 | 15.46 |
| Dividend Payout % | 59% | 33% | 0% | 5% | 9% | -9% |
Key Metrics
| TTM PE Ratio | PB Ratio | Dividend Yield | Sector PE | Sector PB | Sector Div Yld |
| 9.14 | 0.54 | 1.39% | 18.36 | 2.50 | 0.97% |
Peers & Comparison
| Stock | PE Ratio | PB Ratio | Dividend Yield |
| Sammaan Capital Ltd | -6.48 | 0.54 | 1.39% |
| LIC Housing Finance Ltd | 5.13 | 0.77 | 1.97% |
| PNB Housing Finance Ltd | 11.25 | 1.29 | 0.60% |
| Aptus Value Housing Finance India Ltd | 16.64 | 2.90 | 1.80% |
Is Sammaan Capital stock good to buy? (bull case & bear case)
Bull Case:
- In FY2024–25, it had Assets Under Management (AUM) of around ₹65,000+ crore. This means the company has given a large amount of loans, and its loan business is growing steadily.
- In FY25, the company’s total income was around ₹9,000+ crore. This shows the company is earning good revenue from its loan business.
- The company made a net profit of around ₹1,000+ crore in FY25. This means it is again earning profit after facing problems in earlier years.
- Gross NPA is around 3–4% in recent quarters. This means the level of bad loans has reduced and loan recovery has improved.
- The company has a net worth of ₹12,000+ crore. This gives it financial strength and stability for future growth.
- It has 300+ branches across India, which helps it reach more customers and grow its home loan business.
Bear Case:
- In earlier years, Gross NPA had gone above 8–10%. This shows the company faced serious bad loan problems in the past.
- The company depends on borrowed money to give loans. If interest rates increase, its profit can decrease.
- The loan and housing finance market has strong competition. If loan demand slows down, the company’s growth can also slow.
Conclusion
It is a big finance company in India that gives home loans and loans against property. It has many branches across the country and helps a lot of customers. The company mainly focuses on affordable housing, which is in high demand in India. Recently, it has worked to reduce bad loans and make its finances stronger. The future share price will depend on steady profits and good loan management. Anyone thinking of investing should know both the advantages and the risks.
