Question 1

What is LIC Housing Finance main business focus?

Accepted Answer

LIC Housing Finance generally lends to individuals and corporations for residential property acquisition, building, and restoration.

Question 2

How has LIC Housing Finance stock performed in recent years?

Accepted Answer

LIC Housing Finance stock has fluctuated due to interest rate fluctuations, regulatory changes, and market circumstances.

Question 3

What are the key growth drivers for LIC Housing Finance?

Accepted Answer

Rising housing demand in India, government measures to encourage affordable housing, development in tier 2 and 3 cities, and digital financing platforms boost growth.

Question 4

How does LIC Housing Finance compare to its competitors?

Accepted Answer

HDFC, PNB Housing Finance, and Can Fin Homes are competitors to LIC Housing Finance, which is a market leader.

Question 5

What are the main risks associated with investing in LIC Housing Finance?

Accepted Answer

Main risks include interest rate swings influencing net interest margins, housing finance regulation changes, competition from banks and other NBFCs, and asset quality issues during economic downturns.