VLS Finance Share Price Target 2026, 2027, 2030, 2040, 2050
VLS Finance is an Indian financial company that works as a stockbroker, merchant bank, and investment company. The company mainly buys and sells shares in the stock market and also manages its own investments in listed and unlisted companies. It gives financial advice to businesses and helps them with planning, restructuring, and other money-related services. The company is financially strong because it has low debt and enough cash, which means it is stable. Earlier, it was called Vardhman Leasing and Services Limited, and in 2014, it stopped its NBFC license to fully focus on the stock market and investment work.
What is VLS Finance Ltd NSE: VLSFINANCE?
VLS Finance was established in 1986, situated in New Delhi, and led by Chairman and Managing Director Ved Prakash Vaish. It is an Indian financial company that works in stock trading, investing in shares, equity research, and giving financial advice to businesses. It mainly earns money by investing in shares and holding them for a long time to get profits and dividends. It also helps companies with financial planning and market-related services. It is known for having low debt and a strong investment portfolio, which makes it financially stable.
The company mainly operates in the stock market and financial services. It deals with buying and selling shares, investing money, and other financial services. Over time, it has built a strong name in the Indian financial market. The company prefers long-term investment, which means it holds shares for many years rather than buying and selling quickly. It also manages its own investment portfolio, which includes shares of many listed and unlisted companies. In 2026, its share price target would be ₹451, as per stock market analysts.
According to stock market analysts, its share price would be between ₹167 to ₹451 in 2026.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2026 | 167 | 451 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 252 | 308 |
| February | 251 | 281 |
| March | 205 | 251 |
| April | 210 | 247 |
| May | 190 | 276 |
| June | 167 | 291 |
| July | 177 | 331 |
| August | 200 | 365 |
| September | 225 | 387 |
| October | 254 | 411 |
| November | 274 | 435 |
| December | 322 | 451 |
Earlier, the company mainly worked in leasing and simple financial services. Later, when India’s stock market started growing, it shifted its focus to share trading and investment activities. Over time, it changed its business plan to match new market opportunities. In 2014, it gave up its NBFC license from the RBI. After this, the company fully focused on stock market investing and financial advisory services, which made its business simpler and clearer. In 2027, its share price target would be ₹722, as per stock market analysts.
According to stock market analysts, its share price would be between ₹430 to ₹722 in 2027.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2027 | 430 | 722 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 430 | 530 |
| February | 455 | 557 |
| March | 474 | 578 |
| April | 490 | 600 |
| May | 511 | 621 |
| June | 535 | 639 |
| July | 554 | 654 |
| August | 574 | 666 |
| September | 580 | 778 |
| October | 611 | 790 |
| November | 632 | 705 |
| December | 650 | 722 |
The main business of VLS Finance Ltd includes stock broking, investing its own money, and giving financial advice. In stock broking, it helps in buying and selling shares in the stock market. In investing, it uses its own money to buy shares, bonds, and other financial products. In advisory services, it helps companies with financial planning, restructuring, and raising money. All these businesses together help the company earn money from different sources and reduce risk. In 2028, its share price target would be ₹892, as per stock market analysts.
According to stock market analysts, its share price would be between ₹700 to ₹892 in 2028.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2028 | 700 | 892 |
The company also works as a trading member in the stock market. It can directly buy and sell shares on the stock exchanges. It works in both the cash market and the F&O (derivatives) market. The company follows all rules made by SEBI and stock exchanges to keep trading safe and legal. Stock broking gives the company regular income from fees and trading activity. It also helps the company stay active in the market. In 2029, its share price target would be ₹1040, as per stock market analysts.
According to stock market analysts, its share price would be between ₹868 to ₹1040 in 2029.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2029 | 868 | 1040 |
It also invests its own money in the stock market. It creates a portfolio of shares from listed and unlisted companies. These investments are mostly kept for a long time. The main goal is to earn profit when share prices go up and also earn dividends. This investment business is a very important part of the company’s total income and helps it grow slowly and steadily. In 2030, its share price target would be ₹1410, as per stock market analysts.
According to stock market analysts, its share price would be between ₹1021 to ₹1410 in 2030.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2030 | 1021 | 1410 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 1021 | 1174 |
| February | 1055 | 1190 |
| March | 1074 | 1211 |
| April | 1105 | 1235 |
| May | 1125 | 1265 |
| June | 1145 | 1287 |
| July | 1165 | 1300 |
| August | 1187 | 1331 |
| September | 1211 | 1352 |
| October | 1265 | 1368 |
| November | 1284 | 1390 |
| December | 1330 | 1410 |
The company also gives financial advice to other businesses. It helps companies with planning, restructuring, and raising money from the market. It also advises on mergers, acquisitions, and expansion plans. These services are helpful for companies that need expert financial guidance. This advisory work also gives extra income to the company. It uses its market experience to guide businesses in a simple and practical way. In 2040, its share price target would be ₹3550, as per stock market analysts.
According to stock market analysts, its share price would be between ₹3137 to ₹3550 in 2040.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2040 | 3137 | 3550 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 3137 | 3265 |
| February | 3155 | 3287 |
| March | 3187 | 3300 |
| April | 3211 | 3318 |
| May | 3235 | 3332 |
| June | 3257 | 3349 |
| July | 3287 | 3368 |
| August | 3300 | 3387 |
| September | 3321 | 3450 |
| October | 3344 | 3477 |
| November | 3362 | 3490 |
| December | 3374 | 3550 |
The company has very little or almost no debt, which means low financial risk. It also keeps enough cash to run its business smoothly. Its investment portfolio also makes its financial position stronger. Because of its safe and careful approach, the company is less affected when the market goes up and down. This makes it more stable and safe for long-term investors. In 2050, its share price target would be ₹6135, as per stock market analysts.
According to stock market analysts, its share price would be between ₹5836 to ₹6135 in 2050.
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2050 | 5836 | 6135 |
| Month | Minimum Price (Rs) | Maximum Price (Rs) |
| January | 5836 | 5987 |
| February | 5841 | 6011 |
| March | 5874 | 6035 |
| April | 5890 | 6074 |
| May | 5911 | 6100 |
| June | 5935 | 6114 |
| July | 5955 | 6155 |
| August | 5974 | 6174 |
| September | 6022 | 6200 |
| October | 6074 | 6235 |
| November | 6114 | 6265 |
| December | 6155 | 6284 |
Should I buy VLS Finance stock?
| Year | Minimum Price (Rs) | Maximum Price (Rs) |
| 2026 | 167 | 451 |
| 2027 | 430 | 722 |
| 2028 | 700 | 892 |
| 2029 | 868 | 1040 |
| 2030 | 1021 | 1410 |
| 2040 | 3137 | 3550 |
| 2050 | 5836 | 6135 |
The company has almost no debt, which makes it financially safe. But its business performance is not stable because its earnings depend on market conditions and investment results, which can go up and down. It does not show strong or fast growth like big financial companies. So, it is more like a high-risk stock based on investments instead of a safe growth stock. Investors should be careful because profits can change a lot, and the stock price can also move up and down sharply. It is better to invest only a small amount and think for the long term instead of expecting quick profits.
VLS Finance earnings results
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
| Sales + | 8 | 222 | 232 | 84 | 409 | 101 | 90 |
| Expenses + | 11 | 14 | 21 | 22 | 26 | 45 | 23 |
| Operating Profit | -4 | 209 | 212 | 62 | 383 | 56 | 67 |
| OPM % | -47% | 94% | 91% | 74% | 94% | 55% | 75% |
| Other Income + | 0 | 0 | 0 | 0 | 9 | 7 | 10 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 1 | 1 | 1 | 4 | 6 | 4 | 4 |
| Profit before tax | -5 | 208 | 210 | 58 | 386 | 58 | 73 |
| Tax % | -914% | -7% | -0% | 4% | 16% | 21% | |
| Net Profit + | 39 | 221 | 210 | 56 | 324 | 46 | 56 |
| EPS in Rs | 10.15 | 57.25 | 54.37 | 14.48 | 93.21 | 13.58 | 16.61 |
| Dividend Payout % | 15% | 3% | 3% | 9% | 3% | 11% |
Key Metrics
| TTM PE Ratio | PB Ratio | Dividend Yield | Sector PE | Sector PB | Sector Div Yld |
| 12.87 | 0.29 | 0.70% | 15.78 | 2.29 | 1.07% |
Peers & Comparison
| Stock | PE Ratio | PB Ratio | Dividend Yield |
| Dhampur Bio Organics Ltd | 49.55 | 0.72 | 1.14% |
| E I D-Parry (India) Ltd | 15.99 | 1.09 | — |
| Balrampur Chini Mills Ltd | 28.79 | 2.87 | 0.65% |
| Triveni Engineering and Industries Ltd | 33.68 | 2.59 | 0.67% |
Is VLS Finance stock good to buy? (bull case & bear case)
Bull Case:
- It has cash reserves of around ₹130+ crore, which shows good financial strength.
- The company earns money from stock trading, investments, and advisory services.
- The company has a market value of around ₹700+ crore.
- In FY2025, the company earned revenue of around ₹80+ crore.
- The company’s total revenue (TTM) is around ₹92 crore.
- The yearly net profit is around ₹56+ crore.
- Profit margin is strong at around 60%+ in recent times.
- The company has very low or almost no debt, which is a strong point.
Bear Case:
- The company’s revenue has dropped sharply in recent years, around 80% fall in FY2025 vs earlier years.
- Revenue changes a lot every year, so the business is not stable.
- The company depends heavily on the stock market, so earnings go up and down.
- The business is small, so it cannot grow very fast or very big.
- Most income comes from investments, which are not fixed or guaranteed.
Conclusion
It works in stock trading, investing, and giving financial advice. The company earns mainly from investing in shares and managing its own portfolio. It is financially strong because it has very low or almost no debt and enough cash, which makes it stable. But its profits are not stable because they depend on stock market ups and downs. So, it can do well when markets are strong but may perform poorly when markets are weak. Overall, it is a risky stock and is better for long-term investors who can handle ups and downs.
